You have probably watched the ads from companies like Farmers and GEICO guaranteeing the cheapest rates. So drivers should just choose the one with the best commercial, right?

It’s not that simple, unfortunately, as there are a whole bunch of unknowns such as your current insurance company, your credit history, what coverage limits you need, and whether you are female or male, that help determine the price you have to pay.

The type of vehicle you are insuring is probably the biggest factor when looking for cheap car insurance for a company car. Vehicles with more horsepower, poor safety features, or a history of substantial liability claims will cost quite a bit more to insure than more economical and safe models.

The table below outlines coverage rates for a number of the most affordable vehicles to insure.

In an ideal world, we could tell you the one best car insurance company that has the lowest rates in Rhode Island. That is not the case, however, as there are a whole bunch of unknown factors such as whether or not you are currently insured, the amount of coverage you want, whether you are single or married, and your annual mileage driven, that help determine the price you have to pay.

Cost and performance of the vehicle on the policy is one of the primary factors when comparison shopping for cheap car insurance with multiple speeding tickets in Wyoming. Vehicles with lower performance, a great safety record, or a low likelihood of having liability claims will cost substantially less to insure than adrenaline junky models. The next lists shows car insurance prices for the most economical vehicles to buy coverage for.

When shopping for auto insurance for hybrids, one of the many considerations that is used to calculate the cost of insurance is the neighborhood you call home in Connecticut. Areas with high crime rates or more dense population like New Haven, Bridgeport, and East Haven tend to have more expensive auto insurance rates, whereas areas with less congestion benefit from lower rates.

Wouldn’t it be perfect if we could look into our crystal ball and tell you the one best company that has the cheapest insurance for 19 year olds? It’s not that easy, however, as there are many unknown factors such as whether you have good credit, your gender, and if your vehicle is used to commute, that all impact the price you pay.

The chances that you’ll find cheaper coverage for a Hyundai Elantra in New Hampshire depends upon a large number of rating criteria such as whether the vehicle is new, where you live, and your choice of deductibles. Drivers will pay on average $650 annually to insure their Elantra, but that is a valuation calculated using a 50-year-old married male driver who needs full physical damage coverage and $100 deductibles.

The car, truck, or SUV that needs insurance is probably the largest consideration when consumers are trying to find cheap car insurance for a company car in North Dakota. Vehicles with high performance engines, poor passenger safety features, or an increased likelihood of liability claims will cost substantially more to insure than safer models.

For drivers with handicaps, one of the more important considerations that is used by car insurance companies to determine the price of your policy is where you normally keep your vehicle.

You have seen the captivating ads from companies like Nationwide and The General that claim big savings, so drivers just need to choose one randomly, right?

It’s just not that simple, as there are a ton of unknown aspects like whether you are male or female, if you have maintained coverage continuously, and the amount of liability insurance you need, that all go into determining the rate you pay.