How Much are Auto Insurance Quotes for Hybrid Vehicles in Connecticut?

When shopping for auto insurance for hybrids, one of the many considerations that is used to calculate the cost of insurance is the neighborhood you call home in Connecticut. Areas with high crime rates or more dense population like New Haven, Bridgeport, and East Haven tend to have more expensive auto insurance rates, whereas areas with less congestion benefit from lower rates.

The information below illustrates the higher priced cities in Connecticut for hybrid vehicles to purchase auto insurance in.

Premium amounts are approximated as specific Connecticut zip code can modify prices significantly.

The safety and performance level of the vehicle on the policy is one of the primary factors when trying to find cheap car insurance for hybrid vehicles in Connecticut. Vehicles with high performance engines, a lack of advanced safety features, or a track record of large liability claims will cost more to insure than safer, lower-performance models. The next lists features car insurance rates for some of the more afforable vehicles to insure in Connecticut.

Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Connecticut minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Prices do not factor in your specific Connecticut location which can increase or decrease insurance rates noticeably.

Prices based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Connecticut minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, claim-free, and multi-vehicle. Information does not factor in Connecticut location which can decrease or increase premium rates substantially.

Table data represents single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Connecticut minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Price estimates do not factor in garaging location in Connecticut which can change premium rates greatly.

Selecting the best car insurance provider is hard considering how many different companies sell coverage in Connecticut. The rank data below could help you choose which car insurance providers you want to consider when comparing insurance rates for hybrid vehicles. These rankings are for the largest companies in America, so companies with more of a regional focus are not factored into the list.

The example below shows how different deductible levels can increase or decrease yearly insurance costs when quoting cheap insurance for hybrid vehicles. The price estimates are based on a single female driver, comp and collision included, and no policy discounts are applied.

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In the chart above, a 40-year-old driver could pocket $276 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $416 by selecting a $1,000 deductible. Even younger drivers, like the 20-year-old example, could reduce their rates as much as $694 annually just by choosing higher deductibles.

If you make the decision to raise deductibles, it is important to have plenty of money set aside to pay the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

Progressive, State Farm, Geico, and Allstate: Who is cheapest?

When it comes to auto insurance for hybrids in Connecticut, the companies with the most market share are Progressive, State Farm, Geico, and Allstate. All of them offer physical damage and liability coverage, but each has different optional coverages and features that can influence your buying decision. The following table compares and contrasts some of the different features that may be available in your state.