Best Cheap Car Insurance for Postal Workers in Iowa

Best Cheap Car Insurance for Postal Workers in Iowa

Deciding which companies quote the cheapest auto insurance rates for postal workers takes more work in order to find the best policy.

Every insurance company uses a different method for filing rates in each state, so let’s take a look at the auto insurance companies with the overall best prices in Iowa.

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Cheapest auto insurance in Iowa ranked by cost per year
Rank Company Cost Per Year
1 Partners Mutual $677
2 USAA $690
3 Western National $785
4 Allied $811
5 Hastings Mutual $880
6 Auto-Owners $920
7 State Farm $927
8 Nationwide $934
9 Farm Bureau Mutual $976
10 Travelers $1,000
11 GEICO $1,014
12 Cameron Mutual $1,023
13 Farmers $1,087
14 Pekin Insurance $1,098
15 Progressive $1,117
16 Grinnell $1,194
17 American Family $1,203
18 EMC $1,207
19 General Casualty $1,211
20 MetLife $1,272
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Partners Mutual normally has some of the lowest car insurance rates in Iowa at around $677 per year. USAA, Western National, Allied, and Hastings Mutual would also make the list of some of the more affordable Iowa auto insurance companies.

In the above example, if you currently buy coverage from USAA and switched to Partners Mutual, you could earn yearly savings of in the vicinity of $13. Drivers with Western National may save as much as $108 a year, and Allied insureds might reduce rates by $134 a year.

It’s important to note that these premium estimates are averages for all drivers and vehicles in Iowa and are not factoring in a price decrease for postal workers. So the insurer that can offer the best rates for your situation may not even be featured in the above rate chart. That is why you need to get car insurance quotes using your own driver and vehicle profiles.

The make and model of vehicle that needs insurance is one of the biggest factors when consumers are trying to find the best cheap auto insurance for postal workers in Iowa. Vehicles with lower performance, an excellent safety record, or a positive history of liability claims will cost much less to insure than adrenaline junky models.

The information below shows car insurance premiums for some of the most affordable vehicles to buy insurance for.

Cheapest Auto Insurance Rates for Postal Workers in Iowa
Vehicle Make and Model Estimated Cost for Full Coverage
Honda Accord LX 4-Dr Sedan $415
Honda CR-V LX 4WD $425
Kia Forte LX 4-Dr Sedan $460
Ford Escape XLS 2WD $473
Hyundai Santa Fe GLS 2WD $479
Chevrolet Traverse LS 2WD $482
Toyota Tacoma Double Cab 4WD $489
Toyota RAV4 Limited 2WD $496
Subaru Forester XT Limited Edition AWD $507
Ford Edge SE 2WD $513
Toyota Corolla S $518
Chevrolet Impala LTZ $526
Dodge Grand Caravan SE $522
Ford F-150 XL Crew Cab 2WD $528
Jeep Grand Cherokee Limited 4WD $530
Chevrolet Equinox LTZ AWD $536
Honda Civic Hybrid 4-Dr Sedan $530
Toyota Prius $537
Ford Focus S 4-Dr Sedan $545
Jeep Wrangler Unlimited Sport 4WD 4-Dr $560
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Table data represents married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Iowa minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Rate information does not factor in garaging location in Iowa which can alter premiums substantially.

Looking at the numbers, you can conclude that vehicles like the Honda Accord, Honda CR-V, Kia Forte, Ford Escape, and Hyundai Santa Fe are likely to be the less-costly vehicles to insure for postal employees.

What is the best auto insurance company in Iowa?

Ending up with the top auto insurance provider is hard considering how many companies sell coverage in Iowa. The company information in the next section could help you select which car insurance providers to look at shopping your coverage with.

These rankings include companies that write coverage in many states, so companies that may only write in Iowa are not factored into this list. To compare prices from these and other competitive companies, click this link.

Top Auto Insurance Companies in Iowa
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Farmers Insurance 79 88 84 87% A 84.7
The General 88 80 85 80% A- 84.5
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Data Source: Best Car Insurance Companies

Find the best cheap auto insurance for postal workers in Iowa

It’s not impossible to find cheaper rates, and here are some of the better money-saving solutions that can help you locate more affordable coverage.

  • Avoid getting tickets or violations
  • Raise deductibles
  • Buy safe vehicles
  • Avoid accidents and claims
  • Don’t waste money on full coverage for older vehicles
  • Improve your credit rating
  • Compare rates often to find the best deal

The last suggestion is remarkably necessary, as we stressed in this write-up. Auto insurance rates go up and down frequently, so drivers shouldn’t hesitate to change to a new company if you can find a cheaper rate. Sticking with a specific company is fine, but is isn’t recommended if it’s costing you a small fortune year after year. Now is a great time to shop around and find cheaper auto insurance for postal workers.