Deciding which companies quote the cheapest auto insurance rates for postal workers takes more work in order to find the best policy.
Every insurance company uses a different method for filing rates in each state, so let’s take a look at the auto insurance companies with the overall best prices in Iowa.
Compare Cheap Insurance Quotes for USPS Employees
|Rank||Company||Cost Per Year|
|9||Farm Bureau Mutual||$976|
|Find Cheaper Rates Go|
Partners Mutual normally has some of the lowest car insurance rates in Iowa at around $677 per year. USAA, Western National, Allied, and Hastings Mutual would also make the list of some of the more affordable Iowa auto insurance companies.
In the above example, if you currently buy coverage from USAA and switched to Partners Mutual, you could earn yearly savings of in the vicinity of $13. Drivers with Western National may save as much as $108 a year, and Allied insureds might reduce rates by $134 a year.
It’s important to note that these premium estimates are averages for all drivers and vehicles in Iowa and are not factoring in a price decrease for postal workers. So the insurer that can offer the best rates for your situation may not even be featured in the above rate chart. That is why you need to get car insurance quotes using your own driver and vehicle profiles.
The make and model of vehicle that needs insurance is one of the biggest factors when consumers are trying to find the best cheap auto insurance for postal workers in Iowa. Vehicles with lower performance, an excellent safety record, or a positive history of liability claims will cost much less to insure than adrenaline junky models.
The information below shows car insurance premiums for some of the most affordable vehicles to buy insurance for.
|Vehicle Make and Model||Estimated Cost for Full Coverage|
|Honda Accord LX 4-Dr Sedan||$415|
|Honda CR-V LX 4WD||$425|
|Kia Forte LX 4-Dr Sedan||$460|
|Ford Escape XLS 2WD||$473|
|Hyundai Santa Fe GLS 2WD||$479|
|Chevrolet Traverse LS 2WD||$482|
|Toyota Tacoma Double Cab 4WD||$489|
|Toyota RAV4 Limited 2WD||$496|
|Subaru Forester XT Limited Edition AWD||$507|
|Ford Edge SE 2WD||$513|
|Toyota Corolla S||$518|
|Chevrolet Impala LTZ||$526|
|Dodge Grand Caravan SE||$522|
|Ford F-150 XL Crew Cab 2WD||$528|
|Jeep Grand Cherokee Limited 4WD||$530|
|Chevrolet Equinox LTZ AWD||$536|
|Honda Civic Hybrid 4-Dr Sedan||$530|
|Ford Focus S 4-Dr Sedan||$545|
|Jeep Wrangler Unlimited Sport 4WD 4-Dr||$560|
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Table data represents married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Iowa minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Rate information does not factor in garaging location in Iowa which can alter premiums substantially.
Looking at the numbers, you can conclude that vehicles like the Honda Accord, Honda CR-V, Kia Forte, Ford Escape, and Hyundai Santa Fe are likely to be the less-costly vehicles to insure for postal employees.
Ending up with the top auto insurance provider is hard considering how many companies sell coverage in Iowa. The company information in the next section could help you select which car insurance providers to look at shopping your coverage with.
These rankings include companies that write coverage in many states, so companies that may only write in Iowa are not factored into this list. To compare prices from these and other competitive companies, click this link.
|Company||Value||Customer Service||Claims||Customer Satisfaction||A.M Best Rating||Overall Score|
|Compare Rates Now Go|
Data Source: Insure.com Best Car Insurance Companies
It’s not impossible to find cheaper rates, and here are some of the better money-saving solutions that can help you locate more affordable coverage.
The last suggestion is remarkably necessary, as we stressed in this write-up. Auto insurance rates go up and down frequently, so drivers shouldn’t hesitate to change to a new company if you can find a cheaper rate. Sticking with a specific company is fine, but is isn’t recommended if it’s costing you a small fortune year after year. Now is a great time to shop around and find cheaper auto insurance for postal workers.