How Much are Insurance Quotes for a Hyundai Elantra in New Hampshire?

The chances that you’ll find cheaper coverage for a Hyundai Elantra in New Hampshire depends upon a large number of rating criteria such as whether the vehicle is new, where you live, and your choice of deductibles. Drivers will pay on average $650 annually to insure their Elantra, but that is a valuation calculated using a 50-year-old married male driver who needs full physical damage coverage and $100 deductibles.

But there is a high probability that you aren’t exactly 50 years old or even a male, maybe you are single instead of married, or maybe you have a couple of speeding tickets. This illustrates why the only way to find cheap car insurance rates for your Hyundai is to do a thorough rate comparison. Get a free quote now and you will be able to compare rates from the best companies around.

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Vehicle trim level will influence the insurance rate, so the price you will pay to insure a Elantra GLS Touring Station Wagon trim level will be $78 less than the insurance cost for the higher-end Elantra SE Touring Station Wagon version, as shown in the chart below.

Price data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and New Hampshire minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Estimates do not factor in the specific area where the vehicle is garaged which can alter coverage rates greatly.

Which auto insurance company is best in New Hampshire?

Finding the highest-rated insurance provider can be rather challenging considering how many companies are available to choose from in New Hampshire. The ranking data below could help you select which car insurance companies to look at when comparing insurance rates for a Hyundai Elantra.

These ratings are only comprised of companies who write in the majority of U.S. states, so companies that only write business in New Hampshire or surrounding areas are not factored into this list. To get price quotes from many more New Hampshire auto insurance companies, click this link.

Difference between liability only and full coverage rates

Finding cheap insurance for a Hyundai Elantra in New Hampshire is probably important to most drivers, and a good way to save on the cost of insurance is to not buy comprehensive and collision coverage. The information below shows the difference between yearly insurance costs with full physical damage coverage compared to only buying liability only. The premiums assume no tickets, no at-fault accidents, $250 deductibles, single marital status, and no discounts are applied.

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If all age groups are averaged, full coverage on your policy costs an additional $1,385 per year over and above liability coverage. That touches on the question when is the right time to remove full coverage. There is no clear-cut formula that is best for determining when to drop full coverage on your policy, but there is a general school of thought. If the annual cost of comprehensive and collision coverage is more than about 10% of the replacement cost minus the deductible, then it might be time to consider dropping full coverage.

For example, let’s pretend your vehicle’s book value is $11,000 and you have $1,000 deductibles. If your vehicle is destroyed, the most your company would pay you is $10,000 after paying your deductible. If you are paying over $1,000 annually for your policy with full coverage, then you may want to consider only buying liability coverage.

Best rates: Progressive, Geico, Allstate, or State Farm

When comparing insurance for an Elantra, four companies to consider are Progressive, Geico, Allstate, and State Farm. If you combine them together, they insure almost half of the entire U.S. auto insurance market. They all offer slightly different options that buyers can select from. The data below ranks price and claims rank as well as some different options that are available.