The words “affordable” and “insurance” probably shouldn’t be used in the same sentence, in particular when trying to find the cheapest coverage for first-time drivers. Because it’s so expensive, let’s teach you some things that help determine car insurance prices, and figure out some ideas to take the bite out of your next policy.

Our editors have a joke that when writing about auto insurance, the word cheap really should not be used as a descriptor for auto insurance rates. Excuse the oxymoron, but cheap car insurance for 20 year old women can be extremely hard to find. Don’t let that bother you, though, because there may be ways you can still get coverage that is more affordable.

Trying to buy low-priced auto insurance is hard enough, and finding out which companies offer the lowest-priced auto insurance rates for unemployed drivers will involve additional perseverance. Each auto insurance company has a proprietary method to establish rates, so first let’s look at the rankings for the auto insurance companies with the overall cheapest rates in Iowa.

The type of vehicle you are insuring is a significant factor that determines whether or not you can buy cheap auto insurance for state employees in Maryland. Vehicles with reasonable performance levels, advanced safety features, or a track record of few liability claims will cost significantly less to insure than fast, unsafe models. The information below shows coverage premiums for a selection of the cheapest vehicles to insure in Maryland.

For a learners permit, one of the largest things that help determine car insurance rates is your zip code in Indiana. Regions with larger populations or more claims like Gary, Portage, and Lawrence are more likely to have higher rates, whereas areas with less crime or weather claims generally benefit from lower auto insurance rates.

Figuring out which companies have the lowest-priced auto insurance rates for hybrid vehicles takes a little more effort than just picking a company at random. Every auto insurer has a unique formula to set policy rates, so let’s take a look at the auto insurance companies with the overall best prices in Ohio.

When discussing auto insurance, the word affordable should never appear anywhere in the article to describe car insurance prices. Despite the oxymoron, cheap auto insurance for a Hyundai Sonata may be a thing of the past. Don’t let that spoil your day, because we will tell you how you can quote auto insurance that is cheaper than what you have now.

Locating budget auto insurance is tough enough, and determining which insurers offer the most affordable auto insurance rates for active military will require a bit more work. Policy rates will most likely be slightly cheaper than the state average attributed to the lower likelihood of claims that goes along with selling coverage for military personnel.

Figuring out which company offers the lowest-priced auto insurance rates for drivers with good credit will involve a tad more effort than just getting one or two price quotes.

Every insurance provider uses their own formula to set their prices, so let’s take a look at the most affordable auto insurance companies in Indiana.

The model of vehicle you are insuring is a large factor when looking for affordable coverage for infrequent drivers. Vehicles with high performance features, poor crash test ratings, or an increased likelihood of liability claims will cost quite a bit more to insure than safer models.

The next tables outlines coverage premiums for some of the cheaper vehicles to insure in California.