Who Has Cheap Insurance for a Hyundai Sonata in New York?

When discussing auto insurance, the word affordable should never appear anywhere in the article to describe car insurance prices. Despite the oxymoron, cheap auto insurance for a Hyundai Sonata may be a thing of the past. Don’t let that spoil your day, because we will tell you how you can quote auto insurance that is cheaper than what you have now.

Your odds of finding cheap insurance for a Hyundai Sonata in New York is contingent on a lot of rating criteria such as whether or not you are married, whether or not you have had gaps between policies, and whether or not you are a good driver. New York drivers will pay around $910 each year to buy insurance for a Hyundai Sonata, but that rate is based upon a 30-year-old single male driver that includes full comprehensive and collision coverage and $500 deductibles.

It’s more than likely that you’re not a 30-year-old male, maybe you are married instead of single, or you want lower deductibles. Auto insurance is not the same for everyone, so the most reliable method for finding cheap insurance rates for your Hyundai is to just take the time to do a thorough rate comparison. To start saving now, get free quotes and you can get rates from the best auto insurance companies around.

View Hyundai Sonata Insurance Rates

Your Hyundai’s trim level will influence the insurance rate, so the price you will be charged to insure a Sonata GLS 4-Dr Sedan will be $74 less expensive the price to insure the more expensive Sonata Limited 4-Dr Sedan trim level, as shown by the rates below.

Prices above based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and New York minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Rate information does not factor in your specific New York location which can impact premium rates significantly.

Buying budget insurance is not most people’s favorite thing to do, and finding out which company quotes the cheapest car insurance rates for a Hyundai Sonata will take even more shopping around. Every car insurance company has a proprietary method to set premium rates, so to begin we’ll rank the car insurance companies that tend to be cheaper in New York.

It’s important to understand that New York car insurance rates are impacted by many factors that can increase the cost of coverage. Events such as a birthday, buying a different home, or getting into an accident can cause premium changes that can now make some companies way too expensive in comparison to the competition.

Best Car Insurance Prices for Your Sonata

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USAA may have some of the lowest car insurance rates in New York at around $1,187 per year. Erie, Progressive, Travelers, and Utica National also qualify as some of the most economical New York insurance companies.

In this example, if you are a customer of Progressive and switched to USAA, you could earn a yearly savings of in the neighborhood of $325. Policyholders with Travelers could save as much as $326 a year, and Utica National insureds might realize rate reductions of up to $362 a year.

Be aware that those policy rates are averages across all drivers and vehicles in New York and and are not figured with a specific rate value for a Hyundai Sonata. So the company that has the cheapest rates for you may not even be featured in the list of companies shown earlier. That affirms the importance of why you need to quote rates from many companies using your own personal information and vehicle type.

The illustration below illustrates how choosing a deductible can increase or decrease insurance premiums when getting quotes for cheap insurance for a Hyundai Sonata. The information is based on a single female driver, full coverage, and no discounts are factored in.

The chart above illustrates that a 30-year-old driver could cut expenses by $336 a year by switching from a $100 deductible up to a $500 deductible, or save $506 by changing to a $1,000 deductible. Even younger drivers, like the Age 20 chart data, could potentially save up to $748 or even more by using a higher deductible.

When choosing a higher deductible, it will be important to have enough savings set aside to pay the extra out-of-pocket expense that is associated with using high deductibles.

Does Allstate, Progressive, Geico, or State Farm have the cheapest car insurance?

If you are looking for the best insurance for a Sonata, probably the best companies to start with are Allstate, Progressive, Geico, and State Farm. The data below compares and contrasts ratings and policy coverage options that policyholders can buy.