There’s nothing more irritating that coming out to your parked vehicle and noticing a new door ding. You work hard for your money to buy a nice vehicle and other people slam their doors into your shiny new car. Maybe it’s just jealousy.

Regardless of the motive, door dings are just part of owning a car.

We’ve all been driving down the road when a passing vehicle kicks up a rock and puts a chip in our windshield. It’s frustrating indeed, but there’s a good change that your car insurance company will pay to have the rock chip repaired at no cost to you!

This is a coverage that you definitely want to double check if your company offers.

Most major car insurance companies are using your credit score as a very important factor in determining the rates you pay. But why does your credit history have anything to do with insurance?

Right or wrong, studies have shown that consumers with higher credit scores tend to have fewer accidents and claims that consumers with poor credit.