When we talk about “green car insurance”, I’m not talking about the color of GEICO’s gecko, rather I’m referring to the footprint car insurance companies leave on the environment with their practices and policies. There has been a significant push in the U.S. towards more environmentally-friendly car insurance options and hopefully 2009 will see some real action taken by companies to be more eco-friendly.

The U.K. has seen several companies cater to environmentally-conscious consumers, including eGreen Insurance, The Green Car Insurance Company and ibuyeco. In return for buying a car insurance policy from these companies, they will buy part of a rainforest, offset your carbon emissions by planting new trees or offer a discount on how you drive your car.

Here in the states, other companies are taking the initiative to either improve the environment or reduce your auto insurance rates through a number of different plans. GMAC offers a program in conjunction with GM’s OnStar system where you can opt-in to send your mileage statistics via OnStar and if your annual mileage driven is under 15,000 miles, you can receive up to a 54% discount on your GMAC car insurance. Read the rest of this entry

There is a lot of misconception and myth surrounding buying car insurance. The more educated you are, the better choices you can make when shopping for auto insurance. Here are five common car insurance myths. Read the rest of this entry

As we come to the end of 2008, you’ll undoubtedly be making a few New Year’s resolutions. It’s the perfect time to add cutting your auto insurance premiums to the list of “to-do’s” in 2009.

Car insurance companies adjust their rates on a regular basis, and the great deal you got a year or two ago may not be the lowest auto insurance rate today. If you’ve maintained a good driving record and kept your credit rating above par, then now is a great time to find out if you can save some money on your car insurance rates. Read the rest of this entry

The internet has made buying car insurance online pretty straight forward and easy. But what about those situations when you aren’t sure what coverages you need?

If you’ve ever read your auto insurance policy, you know there is a lot of legal mumbo jumbo and it’s just not very much fun to read. Even experience insurance agents will tell you they don’t particularly like having to dig into the policy language to decipher coverages. If they’re smart, they won’t even attempt to, as one of the biggest mistakes agents can make is misinterpreting a policy and telling an insured they have coverage when, in fact, they don’t. Read the rest of this entry