Liberty Mutual vs The Hartford - Which Car Insurance is Best Where You Live?

Liberty Mutual and The Hartford are both solid car insurance companies, but what do consumers have to say about each company? Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Liberty Mutual and The Hartford to find the cheapest rate!

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Liberty Mutual vs The Hartford - the Ratings

  Liberty Mutual Ratings The Hartford Ratings
Policy Offerings Liberty Mutual Policy Offerings The Hartford Policy Offerings
Pricing Liberty Mutual Pricing The Hartford Pricing
Billing and Payment Liberty Mutual Billing The Hartford Billing
Contacting the Insurer Liberty Mutual Support The Hartford Support
Overall Satisfaction Liberty Mutual Satisfaction The Hartford Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Liberty Mutual scored the same as The Hartford on policy offerings. Policy offerings compares the different types of coverages available from each car insurance company. Having better policy offerings means you can get potentially better coverage such as special perils coverage on your home contents or a disappearing deductible on your car insurance.

Liberty Mutual and The Hartford Price Comparison

Consumers often compare car insurance based solely on price, and Liberty Mutual came in rated similar to The Hartford on pricing. Liberty Mutual will not always have identical prices on car insurance than The Hartford, however. Free car insurance quotes from Liberty Mutual and The Hartford will help you determine which company offers the best deal.

Liberty Mutual vs The Hartford - Which Car Insurance is Best Where You Live?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Liberty Mutual or The Hartford, or possibly even a different company.

Policyholders felt that Liberty Mutual was pretty equal to The Hartford when it came to payment and billing.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Polled policyholders ranked Liberty Mutual the same as The Hartford when it comes to being able to contact the company.

How to Choose the Best Company

Does more stars actually translate into a better consumer insurance buying experience? Liberty Mutual received an identical overall consumer rating as The Hartford, but don't rely completely on ratings to make your car insurance buying decision.

Car Insurance Buying Tips

  • Every year, shop your car insurance coverage around to find the lowest rate
  • Better drivers pay lower car insurance premiums
  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • If you have an independent insurance agent, have them compare rates with multiple companies