Kemper vs The Hartford - Which Car Insurance is Best Where You Live?

Kemper and The Hartford are both solid car insurance companies, but what do consumers have to say about each company? Unbiased third-party surveys such as those provided by J.D.Power can help consumers choose a company based on actual customer opinions.

Quickly compare rates from top auto insurance companies like Kemper and The Hartford to find the cheapest rate!

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Kemper vs The Hartford - the Ratings

  Kemper Ratings The Hartford Ratings
Policy Offerings Kemper Policy Offerings The Hartford Policy Offerings
Pricing Kemper Pricing The Hartford Pricing
Billing and Payment Kemper Billing The Hartford Billing
Contacting the Insurer Kemper Support The Hartford Support
Overall Satisfaction Kemper Satisfaction The Hartford Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Kemper scored lower The Hartford on policy offerings. This metric compares the different types of insurance policies and endorsements or 'add-on' coverages available. Having better policy offerings means you can get potentially better coverage such as special perils coverage on your home contents or a disappearing deductible on your car insurance.

Kemper and The Hartford Price Comparison

Kemper received a similar rating than The Hartford on pricing comparison. Will Kemper always have identical car insurance prices than The Hartford? Not necessarily. Free car insurance quotes from Kemper and The Hartford will help you determine which company offers the best deal.

Kemper vs The Hartford - Which Car Insurance is Best Where You Live?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Kemper or The Hartford, or possibly even a different company.

Consumers rated Kemper similar to The Hartford when it comes to having more flexible billing and payment options.

Having multiple contact methods is important in case of a claim or when you need a coverage review. Polled policyholders ranked Kemper the same as The Hartford when it comes to being able to contact the company.

Choosing the Best Insurance Company

Does more stars actually translate into a better consumer insurance buying experience? The overall satisfaction rating for Kemper shows the same number of stars as The Hartford, but that isn't indicative that it is truly a similar company.

Car Insurance Buying Tips

  • Better credit means lower car insurance rates
  • Better drivers pay lower car insurance premiums
  • If you have an independent insurance agent, have them compare rates with multiple companies
  • Consider packaging your home and auto insurance to save money