Encompass Insurance vs Ameriprise - Which Car Insurance is Cheaper?

If Encompass Insurance and Ameriprise are two of your top car insurance company picks, you'll want to compare reviews from other consumers who have actually purchased coverage from these carriers. Finding out how other insureds have fared with car insurance companies is a good indication of how your experience will be with the same company.

Quickly compare rates from top auto insurance companies like Encompass Insurance and Ameriprise to find the cheapest rate!

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Consumers can find the lowest rates in their area by comparing multiple quotes from insurance companies in your state.

Encompass Insurance and Ameriprise Compared

  Encompass Insurance Ratings Ameriprise Ratings
Policy Offerings Encompass Insurance Policy Offerings Ameriprise Policy Offerings
Pricing Encompass Insurance Pricing Ameriprise Pricing
Billing and Payment Encompass Insurance Billing Ameriprise Billing
Contacting the Insurer Encompass Insurance Support Ameriprise Support
Overall Satisfaction Encompass Insurance Satisfaction Ameriprise Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Encompass Insurance scored lower Ameriprise on policy offerings. Policy offerings refers to the types of coverages available from each carrier. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Encompass Insurance and Ameriprise Price Comparison

On pricing, Encompass Insurance scored worse than Ameriprise. Does this mean Encompass Insurance will always have higher auto insurance pricing as Ameriprise? Of course not. Quoting rates from both Encompass Insurance and Ameriprise will help you determine which company can offer you the best deal on car insurance.

Encompass Insurance vs Ameriprise - Which Car Insurance is Cheaper?

Since different companies rate drivers in different ways, you need to get a car insurance comparison quote now to find out which company offers the lowest rates in your area. It may be Encompass Insurance or Ameriprise, or possibly even a different company.

For satisfaction of billing and payment options, Encompass Insurance was rated worse than Ameriprise. Consumers generally prefer to have more flexible payment options.

Knowing you'll be able to get in touch with your company in case of an accident or claim may give you good peace of mind. Policyholders of Encompass Insurance rated the ability to contact the company the same as Ameriprise.

How to Choose the Best Company

Do more stars actually guarantee a better insurance experience? Based on the overall satisfaction ratings shown above, Encompass Insurance garnered a worse consumer rating as Ameriprise, but putting too much emphasis on online ratings can be a mistake when buying car insurance.

Car Insurance Buying Tips

  • To reduce your annual premium, consider dropping full coverage on vehicles that no longer need it
  • Better drivers pay lower car insurance premiums
  • Not filing small claims can earn you a claim-free discount on your car insurance
  • If you have an independent insurance agent, have them compare rates with multiple companies