Auto-Owners Insurance vs Encompass Insurance - Who Has Cheaper Insurance?

Car insurance from Auto-Owners Insurance or Encompass Insurance may be cheap in your area, but it's important to find out if the company's service is as good as their prices. With all the flashy advertising done by insurance companies, it's easy to overlook the real experiences of consumers with these companies.

Quickly compare rates from top auto insurance companies like Auto-Owners Insurance and Encompass Insurance to find the cheapest rate!

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Shopping for the lowest car insurance rates is as easy as clicking the button above and submitting your car insurance information.

Auto-Owners Insurance and Encompass Insurance Consumer Ratings

  Auto-Owners Insurance Ratings Encompass Insurance Ratings
Policy Offerings Auto-Owners Insurance Policy Offerings Encompass Insurance Policy Offerings
Pricing Auto-Owners Insurance Pricing Encompass Insurance Pricing
Billing and Payment Auto-Owners Insurance Billing Encompass Insurance Billing
Contacting the Insurer Auto-Owners Insurance Support Encompass Insurance Support
Overall Satisfaction Auto-Owners Insurance Satisfaction Encompass Insurance Satisfaction
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Data source: J.D.Power 2011 National Auto Insurance Study

Auto-Owners Insurance scored higher Encompass Insurance on policy offerings. That rating factors in the types of coverages offered and additional endorsements and features that can be added to your insurance policy. More policy offerings can make it easier to package your policies and obtain multi-policy discounts.

Auto-Owners Insurance and Encompass Insurance Price Comparison

Consumers often compare car insurance based solely on price, and Auto-Owners Insurance came in rated higher than Encompass Insurance on pricing. Auto-Owners Insurance will not always have better prices on car insurance than Encompass Insurance, however. It's critical that you perform a comparison of both Auto-Owners Insurance and Encompass Insurance car insurance rates to find out which is lower.

Auto-Owners Insurance vs Encompass Insurance - Who Has Cheaper Insurance?

Many factors impact what you pay for car insurance, and Auto-Owners Insurance and Encompass Insurance may prefer one type of driver over another. One way to discover whether Encompass Insurance or Auto-Owners Insurance has the lowest car insurance rates is to compare rates now.

Auto-Owners Insurance was rated better than Encompass Insurance on billing and payment satisfaction. By offering more flexible payment options and discounts, they can score higher on this rating factor.

Being able to talk to a company representative at claim time is an important consideration when choosing a car insurance company. For ease of contacting the insurance company, Auto-Owners Insurance ended up better than Encompass Insurance.

Which Company is Right for You?

Is it a smart move to choose a company just because it has more stars? The overall satisfaction rating for Auto-Owners Insurance shows more stars than Encompass Insurance, but that isn't indicative that it is truly a better company.

Key Tips for Buying Car Insurance Online

  • Better credit means lower car insurance rates
  • Higher physical damage deductibles mean less premium paid
  • Make sure you compare apples-to-apples coverages
  • Consider packaging your home and auto insurance to save money