You have most likely watched the captivating commercials from car insurance companies like Nationwide and GEICO that make claims of enormous savings. So you just need to choose the one with the best commercial, right?

It’s not that easy, however, as there are many unknowns such as if you have a spouse, if you currently have coverage, and any prior traffic citations, that all help calculate your car insurance rates.

For Kentucky drivers, one of the things that auto insurance companies use to determine the price of your policy is where your home is located in Kentucky. Regions with more people or even just more weather-related claims like Louisville, Jeffersontown, and Radcliff are more likely to pay higher prices, whereas areas with less congestion generally pay less for auto insurance.

When shopping for the cheapest auto insurance for drivers with no prior coverage, one of the many factors that auto insurance companies take into consideration when calculating the amount you pay each year for auto insurance is where you live. Larger areas like Scottsbluff, Gering, and North Platte will most likely pay more, whereas less populated areas have the benefit of cheaper auto insurance prices.

The vehicle on the policy is one of the largest factors that determines the availablility of the cheapest auto insurance for high school students in Alabama. Vehicles with high performance, poor safety features, or high incidents of liability claims will cost quite a bit more to insure than more modest models. The next list presents car insurance rates for a selection of the cheapest vehicles to buy coverage for.

The chances of buying the best cheap insurance for a Toyota Tacoma in California depends on an enormous amount of factors like driver age, the condition of your credit, and deductible levels for physical damage coverage. California drivers on average will pay $1,490 annually to insure a Tacoma, but that policy rate is an estimation based on cost data for a 30-year-old single female driver who needs full coverage and $500 deductibles.

Your ability to find cheap insurance for a Chevrolet Malibu in Massachusetts relies on a lot of rating factors like if you own the home you live in, your credit status, and physical damage deductibles. Drivers pay on average $890 a year for Malibu insurance, but that amount is a projection that rates a 50-year-old married female driver that included full coverage and $100 deductibles.

Performance level and cost of the vehicle to be insured is one of the largest factors when shopping around for the cheapest car insurance for drivers over age 50 in Georgia. Vehicles with high performance features, poor passenger safety features, or high incidents of liability claims will cost more to insure than more economical and safe models.

For Nebraska drivers, one of the things that help determine rate quotes is where you live in Nebraska. Larger areas like Scottsbluff, Gering, and South Sioux City likely pay more, whereas areas that tend to be more rural benefit from lower coverage costs.

The illustration below displays the higher priced cities in Nebraska for homeowners in which to buy car insurance.

Finding dependable, affordable insurance is not the easiest thing to accomplish, and figuring out which company quotes the most affordable auto insurance rates for a school permit involves even more rate comparisons.

You’ve seen the catchy commercials from insurers like State Farm, The General, and Farmers that make promises of the cheapest rates.