Cheapest Insurance Quotes for a Hyundai Sonata in Texas

The odds of finding the cheapest auto insurance for a Hyundai Sonata in Texas depends on a lot of factors like how many years you have been driving, if you have maintained coverage continuously, and whether or not you are a good driver. Drivers pay approximately $1,410 annually to insure a Hyundai Sonata, but that rate is a valuation based upon a 30-year-old single female driver that included both comprehensive and collision coverage and $500 deductibles.

It’s more than likely that you are not 30 years old and maybe not even female, married instead of single, or maybe you just want to insure for liability only. Insurance rates are unique for each driver, so the only real way to find cheap insurance rates for your Hyundai is to make a habit of regularly comparing rates from other companies. In less than five minutes you can get prices from some of the best companies around.

Compare Hyundai Sonata Insurance Rates

The specific model of Sonata can impact the coverage cost, so the price to insure a Sonata GLS 4-Dr Sedan will be $122 lower than the cost to insure the more well-appointed Sonata Limited 4-Dr Sedan model, as demonstrated by the prices below.

Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Price information does not factor in vehicle location which can increase or decrease coverage rates substantially.

Finding a good quality auto insurance company can be challenging considering how many choices there are in Texas. The rank data in the next section may help you decide which car insurance companies you want to consider comparing rates from. The ratings below only include the companies with a significant amount of written premium nationwide, so smaller companies that only insure vehicles in Texas are not included in the list.

Top 10 Large Car Insurance Companies in Texas Ranked by Customer Satisfaction

1. USAA – 91%
2. Esurance – 90%
3. AAA Insurance – 90%
4. Mercury Insurance – 89%
5. Nationwide – 89%
6. Progressive – 88%
7. Safeco Insurance – 88%
8. State Farm – 88%
9. Allstate – 88%
10. Travelers – 88%

Top 10 Large Car Insurance Companies in Texas Ranked by Customer Service

1. USAA
2. Travelers
3. Mercury Insurance
4. AAA Insurance
5. Nationwide
6. Safeco Insurance
7. Progressive
8. State Farm
9. The Hartford
10. The General

Top Companies for Hyundai Sonata Insurance in Texas

Discounts on the cheapest insurance for a Hyundai Sonata in Texas

Auto insurance companies that offer coverage for a Hyundai Sonata may also provide policy discounts that can reduce rates by as much as 30% if you meet the requirements. The best insurance companies and some of the premium reductions they offer are detailed below.

The example below compares auto insurance costs with and without discounts applied to the premium. The rates are based on a female driver, no driving violations, no at-fault accidents, Texas state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with multiple vehicle, defensive driving course, homeowner, vehicle safety, safe-driver, and claim-free discounts applied. When drivers qualify for the discounts, the the average amount saved on insurance for a Hyundai Sonata is 15% or $200.

Which major car insurance company is best?

When comparing rates for insurance for a Sonata in Texas, four companies to take a look at are State Farm, Progressive, Geico, and Allstate. Between them, they make up about half of all policies written. The following table points out some of the different features you can expect with each one.

How to get the cheapest insurance for a Hyundai Sonata in Texas

Below you’ll find a few thrifty ideas that can help you find low-cost car insurance.

• Buy your auto and home insurance from the same company and save
• Having too many claims will increase rates substantially
• Avoid getting tickets or violations
• Safer vehicles generally have cheaper insurance rates
• Maintain a safe distance and avoid accidents
• Ensure you have the best deal by shopping around regularly

The last item on the list is notably vital, as we pointed out in the prior information. Prices charged by auto insurers adjust frequently, so drivers shouldn’t be reluctant to change to a new company if you can save money. Staying with the same car insurance company is fine, but it’s not a good idea if that loyalty results in overpaying lots of money. Take a couple minutes and compare prices to find cheaper car insurance for a Hyundai Sonata.