Cheapest Car Insurance Quotes for Real Estate Agents in Indiana

It’s impossible to miss the captivating ads from companies like Progressive, Nationwide, and State Farm that promise enormous savings. So you just need to pick the company with the best ad, right?

It’s not that simple, unfortunately, as there are a whole bunch of unknown factors like whether you are single or married, the amount of liability coverage you want, the likelihood of vehicle theft where you live, and the amount of physical damage deductibles, that all have an effect on the price of a policy. This article will discuss some of these criteria and also should give you a good start to your coverage search.

Finding decent, reasonably-priced insurance is difficult, and finding out which company quotes the lowest-priced auto insurance rates for real estate agents will involve a little more work.

Each auto insurance company has a different formula for determining rates in each state, so let’s take a look at the most competitive auto insurance companies in Indiana.

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Travelers normally has some of the lowest car insurance rates in Indiana at around $596 each year. USAA, Cincinnati Insurance, Erie, and The Hartford also rank well as some of the best Indiana insurance companies.

In the above example, if you are insured with Erie and switched to Travelers, you may realize annual savings of about $130. Customers with The Hartford might save as much as $259 a year, and Indiana Farmers Mutual insureds might reduce prices by as much as $271 a year.

To find out how much you can save, click here to start a quote or feel free to get quotes from the companies below.

Bear in mind that those estimates are averaged across all ages of drivers and types of vehicles and are not factoring in a rate discount for real estate agents. So the car insurance company that fits your situation best may not even be included in the chart above. That underscores the importance of why you need to get rate quotes using your own specific driver information and vehicle.

The type of vehicle to be insured is a large consideration when comparing quotes for the cheapest car insurance for real estate agents in Indiana. Vehicles with more horsepower, poor safety ratings, or a high likelihood of having liability claims will cost substantially more to insure than safer models. The next list shows insurance prices for the more afforable automobiles to buy coverage for.

Above prices assume married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Price information does not factor in your specific Indiana location which can change auto insurance rates greatly.

Looking at the rates, models like the Jeep Wrangler, Kia Forte, and Honda CR-V will definitely be a few of the cheapest vehicles to insure for realtors.

Discounts on the cheapest car insurance for real estate agents in Indiana

Car insurance companies that offer cheap quotes for real estate agents may also offer rate discounts that could potentially reduce rates by 25% or more if you are eligible to receive them. A few of the larger companies and some of the premium reductions they offer can be read below.

• 21st Century may have discounts that include anti-lock brakes, air bags, good student, automatic seat belts, homeowners, and early bird.
• State Farm may offer discounts for driver’s education, multiple autos, anti-theft, multiple policy, defensive driving training, and good driver.
• AAA policyholders can earn discounts including good student, pay-in-full, AAA membership discount, good driver, and multi-policy.
• Liberty Mutual may include discounts for preferred payment discount, newly retired, new move discount, exclusive group savings, multi-car, and good student.
• Progressive discounts include good student, continuous coverage, homeowner, online signing, multi-policy, online quote discount, and multi-vehicle.

The illustration below illustrates the comparison of insurance prices with and without policy discounts. The data assumes a female driver, no driving violations, no at-fault accidents, Indiana state minimum liability limits, full coverage, and $250 deductibles.

The first bar for each age group shows the average annual price with no discounts. The lower bar shows the rates with vehicle safety, claim-free, safe-driver, multiple policy, defensive driving course, and homeowner discounts applied. When discounts are factored in, the the amount saved on auto insurance for real estate agents is 27% or $386.

Geico, State Farm, Allstate, and Progressive: Who is cheapest?

If you’re looking for the best car insurance for realtors, probably the best companies to start with are Geico, State Farm, Allstate, and Progressive. The following table illustrates ratings for price and service, as well as some optional coverages you can buy with each company.

How to find low-cost insurance for real estate agents

Lowering your rates is not difficult, and here are a few thrifty suggestions that can help drivers get low-cost auto insurance.

• Speeding tickets and other violations increase rates
• Drive vehicles with five-star safety ratings
• Assess whether full coverage is needed
• Buy your homeowners policy from the same company as your auto insurance
• Claim-free policyholders usually earn a discount
• Prevent price hikes by avoiding at-fault accidents
• Comparison shop frequently

The last item on the list is certainly valuable, as was noted in this piece. Coverage prices vary considerably, so drivers shouldn’t be resistant to change to a new company if a more affordable rate is found. Many drivers tend to have loyalty to a certain company, but we do not recommend it if that stubbornness costs you money that could be used for better things. In just a couple of minutes you could shop around to find cheaper car insurance for real estate agents.