Who Has Cheap Car Insurance Quotes for Lyft Drivers in North Dakota?

Who Has Cheap Car Insurance Quotes for Lyft Drivers in North Dakota?

Deciding which company offers the lowest-priced auto insurance rates for Lyft drivers will take a little more sweat in order to find the lowest price.

Every car insurance company has a unique formula for determining rates in each state, so we need to take a look at the auto insurance companies with the most affordable rates in North Dakota. We do need to point out that North Dakota auto insurance rates are calculated based on many things which can substantially decrease or increase the price you have to pay for coverage. Simply getting older, buying a home, or getting a reckless driving citation may generate price changes that can make some companies cheaper than others.

Best Auto Insurance Prices for Your Lyft Vehicle

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Cheapest North Dakota car insurance ranked by price
Rank Company Cost Per Year
1 USAA $732
2 Nodak Mutual $918
3 Allied $921
4 Grinnell $1,070
5 Safeco $1,122
6 State Farm $1,154
7 State Auto $1,299
8 Progressive $1,320
9 Auto-Owners $1,450
10 Allstate $1,489
11 Auto Club Group $1,502
12 American Family $1,522
13 MetLife $1,541
14 EMC $1,669
15 National Farmers Union $1,753
16 North Star $2,004
17 GEICO $2,080
18 Farmers $2,116
19 Liberty Mutual $2,471
20 Dairyland $5,248
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USAA normally has some of the best car insurance rates in North Dakota at around $732 a year. Nodak Mutual, Allied, Grinnell, and Safeco also make the cut as some of the best North Dakota auto insurance companies.

In the above example, if you have coverage with Nodak Mutual and switched to USAA, you may realize a yearly price reduction of approxmiately $186. North Dakota drivers with Allied might save as much as $189 a year, and Grinnell insureds might reduce rates by $338 a year.

If you want to find out if you’re overpaying, click here to begin a quote or click through to the companies below.

Remember that these estimates are averages for all types of drivers and the different vehicles they drive and and are not figured with a rate decrease for Lyft drivers. So the company that is best suited for you may not even be in the rate chart shown above. That points out the importance of why you need to get quotes using your own driver information and specific vehicle type.

The type of vehicle you are buying coverage for is one of the biggest factors when shopping for cheap car insurance for Lyft drivers in North Dakota. Vehicles with average performance, a plethora of safety features, or a track record of few liability claims will cost substantially less to insure than adrenaline junky models.

The list below features coverage prices for the cheapest automobiles to insure.

Cheapest Auto Insurance Rates for Lyft Drivers in North Dakota
Insured Vehicle Estimated Cost for Full Coverage
Honda Accord LX-P 4-Dr Sedan $732
Ford Edge SE 2WD $794
Hyundai Tucson GLS 2WD $801
Honda CR-V LX 2WD $803
Ford Escape Limited 4WD $805
Ford Fusion S 4-Dr Sedan $866
Chevrolet Traverse LT 2WD $873
Subaru Outback 3.6R $884
Ford Explorer Eddie Bauer 4WD $890
Subaru Forester XT Limited Edition W/Navigation AWD $895
Toyota Prius $906
Hyundai Santa Fe SE 4WD $919
Hyundai Elantra GLS 4-Dr Sedan $929
Dodge Grand Caravan CV $920
Ford F-150 STX Regular Cab 4WD $925
Ford Focus SE 4-Dr Sedan $930
Volkswagen Jetta SE 4-Dr Sedan $937
GMC Sierra SLT Extended Cab 2WD $944
Jeep Wrangler Unlimited Rubicon 4WD 4-Dr $939
Chevrolet Impala LT $951
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Data rating is based on single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Information does not factor in specific North Dakota garaging location which can decrease or increase insurance rates significantly.

Based upon these rates, makes and models like the Honda Accord, Ford Edge, Hyundai Tucson, Honda CR-V, and Ford Escape are likely to be the cheapest vehicles to insure for Lyft vehicles.

Auto insurance companies ranked

Picking the highest-rated insurer is difficult considering how many companies are available to choose from in North Dakota. The rank data shown below may help you select which auto insurers to look at when shopping your coverage around.

The ratings below only include companies that write coverage in many states, so companies that focus mainly on North Dakota business are not included in the list. If you wish to compare prices from these companies and more, just click here.

Top 10 Major Auto Insurers Overall in North Dakota

  1. USAA
  2. 21st Century
  3. GEICO
  4. Nationwide
  5. AAA Insurance
  6. Liberty Mutual
  7. Safeco Insurance
  8. State Farm
  9. American Family
  10. Allstate

Geico, State Farm, Allstate, or Progressive: Who is best?

When it comes to buying auto insurance, four companies to take a look at are Geico, State Farm, Allstate, and Progressive. Each company has a slightly different set of options and discounts that may affect your buying decision. The table below points out some of the ratings and options that are available from each company.

Comparison of Geico, State Farm, Allstate, and Progressive
Geico State Farm Allstate Progressive
Handling of Claims 3rd 2nd 1st 4th
Overall Price 1st 2nd 4th 3rd
Discounts Available 2nd 3rd 1st 4th
Customer Satisfaction 1st 4th 2nd 3rd
Rating from A.M. Best A++ A++ A+ A+
Mechanical breakdown insurance Yes No No Yes
Usage-based rating No Yes Yes Yes
New car replacement coverage No No Yes No
Roadside assistance Yes Yes Yes Yes
Accident forgiveness coverage Yes No Yes Yes
Rideshare insurance Yes Yes Yes Yes
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