Cheapest Auto Insurance Quotes for Veterans in Montana

Cheapest Auto Insurance Quotes for Veterans in Montana

The words “bargain” and “insurance” probably shouldn’t be used in the same sentence, specifically when shopping around for the best car insurance for veterans. Because it’s so expensive, let’s open your eyes to some of the things that have an impact on car insurance prices, and come up with some ideas to shave a little off the next policy you buy.

Cost and performance of the vehicle on the policy is one of the largest considerations when comparison shopping for low-cost car insurance for veterans. Vehicles with high performance features, poor passenger safety features, or high incidents of liability claims will cost substantially more to insure than safer, lower-performance models. The lists below estimates car insurance premiums for a handful of the most budget-friendly vehicles to insure in Montana.

Car Insurance Rates for Popular Cars in Montana
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LS $1,736 $868 $145
Ford Focus SE 2-Dr Coupe $1,950 $975 $163
Ford Fusion Sport AWD 4-Dr Sedan $2,030 $1,015 $169
Honda Accord LX 4-Dr Sedan $1,464 $732 $122
Honda Civic LX 2-Dr Coupe $2,116 $1,058 $176
Toyota Camry Hybrid $1,990 $995 $166
Toyota Corolla XLE $1,842 $921 $154
Volkswagen Jetta SEL 4-Dr Sedan $1,882 $941 $157
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Price data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Montana minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Rate information does not factor in specific Montana garaging location which can increase or decrease premium rates noticeably.

Car Insurance Rates for Popular SUVs and Crossovers in Montana
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
BMW X5 3.5D AWD $2,070 $1,035 $173
Chevrolet Suburban LT 2WD $1,776 $888 $148
Chevrolet Traverse LS 2WD $1,506 $753 $126
Ford Escape Limited 2WD $1,506 $753 $126
Ford Explorer XLT 2WD $1,630 $815 $136
GMC Acadia SLE 2WD $1,630 $815 $136
Honda CR-V EX-L 4WD $1,506 $753 $126
Honda Pilot LX 2WD $1,630 $815 $136
Jeep Grand Cherokee Laredo 2WD $1,736 $868 $145
Nissan Pathfinder LE 4WD $1,776 $888 $148
Subaru Forester XT AWD $1,798 $899 $150
Toyota Highlander Hybrid Limited 4WD $1,922 $961 $160
Toyota RAV4 4WD $1,736 $868 $145
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Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Montana minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Rates do not factor in vehicle garaging location which can change premiums considerably.

Auto Insurance Rates for Popular Pickup Trucks in Montana
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 2500HD LTZ Crew Cab 4WD $1,882 $941 $157
Chevrolet Silverado Crew Cab Hybrid 4WD $2,030 $1,015 $169
Dodge Ram 2500 Crew Cab SLT 4WD $2,178 $1,089 $182
Dodge Ram 3500 Mega Cab Laramie 4WD $2,590 $1,295 $216
Dodge Ram Quad Cab SLT 2WD $1,884 $942 $157
Ford F-150 Lariat Super Cab 4WD $1,776 $888 $148
GMC Canyon SLE Ext Cab Z71 2WD $1,694 $847 $141
GMC Sierra 2500HD SLE Crew Cab 2WD $2,098 $1,049 $175
GMC Sierra SLE Extended Cab 4WD $1,882 $941 $157
Toyota Tundra SR/5 Double Cab 4WD $1,884 $942 $157
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Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Montana minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Price information does not factor in vehicle garaging location which can modify rates noticeably.

Trying to find reasonably-priced car insurance is not easy, and deciding which company has the most affordable auto insurance rates for veterans takes a bit more work. Each auto insurance company uses a little different formula to set their prices, so let’s take a look at the overall cheapest auto insurance companies in Montana.

Lowest Insurance Price Quotes for Vets

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Cheapest Montana car insurance ranked by price
Rank Company Cost Per Year
1 Safeco $853
2 Progressive $951
3 USAA $1,055
4 State Farm $1,069
5 MetLife $1,151
6 National Farmers Union $1,240
7 Allied $1,348
8 Farmers $1,541
9 California Casualty $1,600
10 GEICO $1,740
11 Allstate $2,029
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Safeco may offer some of the most affordable car insurance rates in Montana at around $853 annually. Progressive, USAA, State Farm, and MetLife would also be considered some of the most economical Montana auto insurance companies.

As depicted above, if you are currently insured with State Farm and switched to Progressive, you may see savings of upwards of $118. Drivers with MetLife may save as much as $200 a year, and National Farmers Union policyholders might see rate reductions of $289 a year.

To get a quick, customized rate comparison, click here to get quotes or quote prices from the following companies.

These prices are averaged for all types of insureds and vehicles and do not factor in a rate decrease for veterans. So the auto insurance company that fits your needs best may not even be in the rate chart shown above. That illustrates why you need to get car insurance quotes using your own personal information and vehicle type.

Progressive, Allstate, Geico, and State Farm: Who is best?

If you want the best car insurance, four of the best places to start are Progressive, Allstate, Geico, and State Farm. If you put them all together, they insure nearly half of the entire U.S. auto insurance market. The table below ranks some of the ratings and options that may be available in Montana.

Top Auto Insurance Company Ratings
Progressive Allstate Geico State Farm
Discounts Available 4th 1st 2nd 3rd
Claims Rank 4th 1st 3rd 2nd
Overall Satisfaction 3rd 2nd 1st 4th
Price Ranking 3rd 4th 1st 2nd
U.S. market share 8.8% 10% 11.4% 18.3%
Percent of customers who recommend 88% 86% 87% 88%
Roadside assistance Yes Yes Yes Yes
Accident forgiveness coverage Yes Yes Yes No
Coverage for ridesharing Yes Yes Yes Yes
Breakdown insurance Yes No Yes No
New car replacement insurance No Yes No No
Rating based on usage Yes Yes No Yes
Insure in Montana Yes Yes Yes Yes
Types of agents used Buy online or from an independent agent Allstate-only agents From a Geico agent or online Only from State Farm agents
Number of agents 30,000+ 11,000+ 150+ 18,000+
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