Best Cheap Insurance Quotes for Ride Shares in Pennsylvania

Finding low-cost car insurance is not always easy, and figuring out which companies offer the lowest-priced insurance rates for high school students will involve additional perseverance. Each insurer uses a different method for setting rates, so let’s take a look at the most budget-friendly insurance companies in Pennsylvania.

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General Casualty offers some of the best car insurance rates in Pennsylvania at around $718 per year. USAA, Erie, Travelers, and Penn National also rank well as some of the best Pennsylvania car insurance companies.

As the example above demonstrates, if you currently have a policy with Erie and switched to General Casualty, you could earn yearly savings of around $82. Drivers with Travelers might save as much as $85 a year, and Penn National insureds might lower prices by up to $114 a year.

These policy rates are averages for all insureds and vehicles and and are not figured with a price decrease for high school students. So the car insurance company that can offer you the best rate may not even be shown in the chart above. That underscores the importance of why you need to compare prices as often as possible using your own driver data and vehicle information.

When shopping for cheaper car insurance for teenagers, one of the many components that help determine the amount you pay each year for auto insurance is where you live in Pennsylvania. Cities with larger populations or higher claims like Philadelphia, Levittown, and Norristown will most likely have higher rates, whereas areas with less congestion have the luxury of lower rates.

The information below shows the most expensive cities in Pennsylvania for high school students to purchase a policy in.

Rates are comparative as the garaging address in Pennsylvania can impact coverage rates significantly.

The vehicle on the policy is one of the main factors that determines if you can find cheap coverage for high school students. Vehicles with high performance engines, poor safety features, or a track record of large liability claims will cost quite a bit more to insure than safer, lower-performance models. The data below illustrates insurance rates for a number of the most budget-friendly vehicles to insure in Pennsylvania.

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Premium costs do not factor in specific location information which can decrease or increase rates noticeably.

Based on these rates, you can presume that cars like the Ford Escape, Honda CR-V, Volkswagen Jetta, and Toyota RAV4 are most likely to be the more affordable vehicles to insure for teenagers.

Which major car insurance company is best?

When comparing car insurance for teenagers in Pennsylvania, four companies you’ll want quotes from are Geico, Progressive, Allstate, and State Farm. All of them offer liability and physical damage protection, but each on has a distinct set of features and optional coverages that you can select from. The following table breaks down price and claims rank as well as some different options that you can purchase from each one.