Who Has the Cheapest Auto Insurance for Business Use in South Dakota?

For using your car for business, one of the more important components used to establish the annual cost of car insurance is where you live in South Dakota. Areas with high crime rates or more dense population like Pine Ridge, Hot Springs, and Spearfish tend to pay slightly more, whereas cities that are not as densely populated have the luxury of the cheapest car insurance for business use in South Dakota.

The next table lists the highest-priced areas in South Dakota for business use to buy car insurance in.

Annual rates are estimated as the specific zip code location can affect rates significantly.

The cost and performance of the vehicle on the policy is one of the largest considerations when comparing the cheapest car insurance for business use in South Dakota. Vehicles with high performance features, a lack of safety features, or an increased likelihood of liability claims will cost significantly more to insure than safer, lower-performance models. The next tables features car insurance rates for the most cost-effective vehicles to insure in South Dakota.

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Dakota minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Price information does not factor in garaging location in South Dakota which can revise premiums greatly.

Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Dakota minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Premium amounts do not factor in specific location which can affect coverage prices considerably.

Data based on married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Dakota minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, safe-driver, and claim-free. Table data does not factor in your specific South Dakota location which can modify auto insurance rates greatly.

Is Allstate, Progressive, State Farm, or Geico cheaper?

When researching car insurance, the companies with the most market share are Allstate, Progressive, State Farm, and Geico. They all have slightly different coverages and options that buyers can choose from. The next table rates some of the different features shoppers can expect to find with each one.