Best Cheap Car Insurance Quotes for Drivers Over Age 70 in Hawaii

Best Cheap Car Insurance Quotes for Drivers Over Age 70 in Hawaii

The model of vehicle requiring insurance is a large factor when trying to find the best cheap car insurance for drivers over age 70 in Hawaii. Vehicles with high performance features, poor safety ratings, or a history of substantial liability claims will cost more to insure than more modest models.

The information below shows coverage prices for the most cost-effective vehicles to insure in Hawaii.

Car Insurance Rates for Popular Cars in Hawaii
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LT $1,010 $505 $84
Ford Focus SE 2-Dr Coupe $1,122 $561 $94
Ford Fusion Sport AWD 4-Dr Sedan $1,144 $572 $95
Honda Accord LX-S 2-Dr Coupe $1,122 $561 $94
Hyundai Elantra GLS Touring Station Wagon $838 $419 $70
Hyundai Sonata GLS 4-Dr Sedan $1,062 $531 $89
Nissan Altima 2.5 S 4-Dr Sedan $1,054 $527 $88
Toyota Corolla XRS $1,070 $535 $89
Volkswagen Jetta S 4-Dr Sedan $994 $497 $83
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Prices above based on single male driver age 70, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Price estimates do not factor in garaging location in Hawaii which can revise premiums significantly.

Car Insurance Rates for Popular SUVs and Crossovers in Hawaii
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX with Tech/Entertainment 4WD $1,084 $542 $90
BMW X5 3.0I AWD $1,084 $542 $90
Chevrolet Traverse LTZ 2WD $930 $465 $78
Ford Escape XLS 4WD $838 $419 $70
Ford Explorer XLT 4WD $934 $467 $78
GMC Acadia SL 2WD $918 $459 $77
Honda CR-V EX-L 4WD $854 $427 $71
Honda Pilot EX 4WD $950 $475 $79
Jeep Grand Cherokee Limited 2WD $1,070 $535 $89
Lexus RX 350 2WD $1,212 $606 $101
Subaru Forester XT AWD $1,004 $502 $84
Toyota Highlander 2WD $934 $467 $78
Toyota RAV4 2WD $994 $497 $83
Volvo XC90 3.2 2WD $1,070 $535 $89
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Data rating is based on single male driver age 70, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, safe-driver, and claim-free. Premium costs do not factor in specific Hawaii garaging location which can lower or raise auto insurance rates greatly.

Insurance Rates for Popular Pickup Trucks in Hawaii
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 2500HD LT Extended Cab Diesel 2WD $1,212 $606 $101
Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD $1,160 $580 $97
Chevrolet Silverado LTZ Extended Cab 2WD $1,138 $569 $95
Dodge Ram Crew Cab SLT 4WD $1,152 $576 $96
Ford F-150 FX2 2WD $1,010 $505 $84
Ford F-350 XL Super Cab 4WD $1,340 $670 $112
GMC Canyon SLE Ext Cab Z71 4WD $994 $497 $83
GMC Sierra 3500HD SLE Regular Cab 2WD $1,084 $542 $90
GMC Sierra SLE Extended Cab 4WD $1,070 $535 $89
Toyota Tundra SR/5 Double Cab 2WD $1,062 $531 $89
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Table data represents single male driver age 70, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Price estimates do not factor in vehicle garaging location which can influence premiums considerably.

Determining which company offers the cheapest insurance rates for drivers over age 70 takes a bit more effort in order to find the most economical policy.

Every car insurance company uses a slightly different approach for establishing rates, so we need to take a look at the insurance companies that tend to have lower prices in Hawaii. It’s important that you understand Hawaii insurance rates are calculated based on many things that may substantially change the cost of a policy. Simply getting older, having a teen driver, or getting a driving violation can trigger rate changes that can make some companies cheaper than competitors.

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USAA may have some of the most affordable car insurance rates in Hawaii at around $964 a year. State Farm, GEICO, Liberty Mutual, and Progressive are also some of the lowest-priced Hawaii auto insurance companies.

In this example, if you currently buy coverage from Liberty Mutual and switched to State Farm, you might see a yearly savings of around $329. Drivers with Progressive may save as much as $504 a year, and Allstate insureds might reduce prices by as much as $786 a year.

If you want to see how much you could save, click here to start a quote or feel free to get quotes from the companies below.

It’s important to note that these policy prices are averages across all types of drivers and the different vehicles they drive and and are not figured with a price surcharge for drivers over age 70. So the auto insurance company that fits your situation best may not even be in the rate chart shown above. That emphasizes why you need to compare as many prices as possible using your own driver information and specific vehicle type.

Buying coverage from a high-quality company can be a challenge considering how many choices you have in Hawaii. The ranking information below could help you choose which providers you want to consider when buying insurance for drivers over age 70.

These rankings only include companies with a national presence, so companies that may only write in Hawaii are not included in the list. If you’d like to compare prices from these and other competitive companies, follow this link.

Top 10 Large Auto Insurance Companies in Hawaii Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. State Farm
  5. AAA Insurance
  6. Nationwide
  7. Allstate
  8. Safeco
  9. Esurance
  10. Progressive

Top 10 Large Auto Insurance Companies in Hawaii Ranked by A.M. Best Rating

  1. USAA – A++
  2. GEICO – A++
  3. State Farm – A++
  4. The Hartford – A+
  5. Progressive – A+
  6. Allstate – A+
  7. Nationwide – A+
  8. Esurance – A+
  9. AAA Insurance – A
  10. Farmers Insurance – A

Reckless driving habits raise Hawaii insurance rates

A great way to get the most affordable insurance prices in Hawaii for older drivers is to be a careful driver and avoid accidents and traffic violations. The illustration below illustrates how violations and accidents can drive up annual premium costs for different age categories. The rate quotes are based on a single male driver, comp and collision included, $100 deductibles, and no policy discounts are applied.

In the previous example, the average cost of car insurance in Hawaii per year with a clean driving record and no accidents is $2,074. Receive one speeding ticket and the average cost increases to $2,335, an increase of $261 each year. Then add one accident along with the one speeding ticket and the annual cost of insurance for drivers over age 70 increases to an average of $3,078. That’s an increase of $1,004, or $84 per month, just for not paying attention while driving!