Who Has the Cheapest Auto Insurance for 19 Year Olds in Mississippi?

Who Has the Cheapest Auto Insurance for 19 Year Olds in Mississippi?

Finding decent, budget insurance is confusing at best, and finding out which insurers offer the most affordable car insurance rates for 19 year olds involves even more work. Insurance rates will more than likely be quite a bit more than the average policy in Mississippi due to the posibility of more claims associated with offering insurance for teenage drivers, but reasonable insurance should be achievable with some perseverence.

Each company has a proprietary formula to set their prices, so we’ll take a look at the most affordable car insurance companies in Mississippi. It’s important that readers know that Mississippi car insurance rates are based on many factors that may substantially change the cost of your policy. Improving your financial situation, buying a home instead of renting, or getting a couple of tickets can trigger rate changes resulting in some companies being cheaper than competitors.

Best Insurance Companies for Teens

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What’s the cheapest car insurance in Mississippi?
Rank Company Cost Per Year
1 USAA $807
2 Travelers $1,000
3 Unitrin $1,144
4 Direct General $1,278
5 ALFA $1,337
6 Southern Farm Bureau $1,394
7 Safeway $1,400
8 Shelter $1,443
9 State Farm $1,450
10 Nationwide $1,509
11 Progressive $1,596
12 GEICO $1,773
13 Safe Auto $2,498
14 Allstate $2,670
15 Liberty Mutual $2,881
16 Safeco $4,022
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USAA generally has some of the cheapest car insurance rates in Mississippi at around $807 a year. Travelers, Unitrin, Direct General, and ALFA also make the cut as some of the cheaper Mississippi auto insurance companies.

As shown above, if you are a policyholder with Unitrin and switched to USAA, you may realize an annual premium reduction of in the neighborhood of $337. Mississippi drivers with Direct General might save as much as $471 a year, and ALFA insureds might lower prices by up to $530 a year.

Bear in mind that those estimates are averaged across all drivers and vehicles and do not factor in a price increase for 19 year olds. So the car insurance company that can offer you the best rate may not even be shown in the above rate chart. That emphasizes why you need to get car insurance quotes using your own driver data and vehicle information.

For teenage drivers, one of the largest factors that is used by car insurance companies to calculate the policy price is where you keep your vehicle in Mississippi. Cities with larger populations or higher claims like Natchez, Gulfport, and Jackson are more likely to have higher rates, whereas areas with less crime or weather claims can boast about having cheaper rates.

The next table ranks the higher priced cities in Mississippi for 19 year olds to purchase auto insurance in.

Mississippi cities ranked by car insurance cost
Rank City Annual Premium
1 Natchez $1,384
2 Clarksdale $1,380
3 Gulfport $1,346
4 Biloxi $1,324
5 Jackson $1,320
6 Greenville $1,302
7 Hattiesburg $1,285
8 Horn Lake $1,283
9 Clinton $1,282
10 Ocean Springs $1,277
11 Southaven $1,275
12 Olive Branch $1,273
13 Vicksburg $1,271
14 Gautier $1,268
15 Brandon $1,267
16 Pascagoula $1,266
17 Laurel $1,246
18 Oxford $1,245
19 Pearl $1,239
20 Ridgeland $1,217
21 Madison $1,210
22 Meridian $1,200
23 Columbus $1,174
24 Tupelo $1,156
25 Starkville $1,127
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Price information shown is estimated as the specific geographic location can affect insurance rates considerably.

Finding the best company can be challenging considering how many choices drivers have in Mississippi. The information in the next section may help you analyze which companies you want to consider comparing rates with.

The ratings below only include large nationwide companies, so companies that focus mainly on Mississippi business will not be included in these rankings. To compare price quotes and find the cheapest rates for 19 year olds, follow this link.

Top 10 Large Auto Insurance Providers in Mississippi Ranked by A.M. Best Rating

  1. Travelers – A++
  2. GEICO – A++
  3. State Farm – A++
  4. USAA – A++
  5. Nationwide – A+
  6. Allstate – A+
  7. The Hartford – A+
  8. Progressive – A+
  9. Titan Insurance – A+
  10. Esurance – A+