How Much are Auto Insurance Quotes for First-time Drivers in Nevada?

Finding out which insurers offer the cheapest insurance rates for first-time drivers takes a bit more work in order to find the most economical policy.

Each company has a unique approach for determining prices, so to begin we’ll rank the lowest cost insurance companies in Nevada. It’s important that readers know that Nevada insurance rates are impacted by many factors which can significantly increase or decrease the price of your policy. Improving your credit score, buying a home, or having a fender bender can trigger changes in premium that can cause some rates to be more affordable than competitors.

Best Auto Insurance Prices for Inexperienced Drivers

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Allied quotes some of the best car insurance rates in Nevada at around $911 per year. Travelers, Capital, Oregon Mutual, and Progressive also make the cut as some of the lowest-priced Nevada insurance companies.

As shown in the rates above, if you are a customer of Progressive and switched to Travelers, you may realize an annual premium reduction of around $263. Drivers with American Family might save as much as $279 a year, and GEICO customers might realize rate reductions of up to $317 a year.

If you would like to find cheap auto insurance for first-time drivers in Nevada, click here to start your custom quote or visit any of the low-priced companies below.

These estimates are averaged across all ages of drivers and types of vehicles and do not take into consideration a rate surcharge for first-time drivers. So the car insurance company that has the cheapest price for you may not even be included in the above list. That points out the importance of why you need to get rate quotes using your own personalized driver profile and vehicle information.

The vehicle requiring insurance is one of the largest factors that determines whether or not you can buy cheap auto insurance for first-time drivers in Nevada. Vehicles with high performance, a lack of modern safety features, or an increased likelihood of liability claims will cost substantially more to insure than more modest models.

The data below shows auto insurance rates for the cheaper automobiles to insure in Nevada.

Data rating is based on single female driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in Nevada location which can revise premiums significantly.

Based upon the rates shown, you can assume that makes and models like the Ford Escape, Honda CR-V, and Chevrolet Traverse should be a few of the less-costly vehicles to insure for new drivers. Auto insurance rates will trend higher because of the fact that there is more risk for first-time drivers, but in general those models will have the best rates possible.

Choosing a high-quality auto insurance provider can be challenging considering how many companies sell coverage in Nevada. The company ratings below may help you select which insurers you want to consider purchasing a policy from. The ratings below only include insurance companies that insure vehicles in the majority of U.S. states, so smaller regional companies will not be included in these rankings.

Top 10 Major Auto Insurance Companies in Nevada Ranked by Customer Satisfaction

1. Titan Insurance – 95%
2. USAA – 94%
3. AAA Insurance – 91%
4. Nationwide – 90%
5. State Farm – 90%
6. GEICO – 89%
7. The Hartford – 89%
8. The General – 88%
9. Liberty Mutual – 88%
10. Allstate – 88%

Top 10 Major Auto Insurance Companies in Nevada Ranked by A.M. Best Rating

1. USAA – A++
2. Travelers – A++
3. GEICO – A++
4. State Farm – A++
5. The Hartford – A+
6. Esurance – A+
7. Nationwide – A+
8. Titan Insurance – A+
9. Progressive – A+
10. Mercury Insurance – A+

The diagram below demonstrates how choosing different deductibles can influence insurance rates when trying to find cheap insurance for first-time drivers. The information is based on a single female driver, full coverage, and no discounts are taken into consideration.

The chart above illustrates that a 30-year-old driver could lower their car insurance rates by $280 a year by changing their physical damage coverage from a $100 deductible to a $500 deductible, or save $424 by using a $1,000 deductible. Even younger insureds, like the Age 20 category, could shave as much as $620 or more just by choosing larger deductibles. When raising deductibles, it will now be necessary to have additional funds squirreled away to be able to cover the extra out-of-pocket expense, which is the one inconvenience of using high deductibles.

Best rates: Geico, State Farm, Progressive, or Allstate

If you want the best auto insurance for new drivers, four companies you’ll want quotes from are Geico, State Farm, Progressive, and Allstate. If you combine them together, they insure over 48% of all auto insurance written. The table below breaks down some of the different options and features .