Cheapest Auto Insurance Quotes for 17 Year Olds in Nevada

Cheapest Auto Insurance Quotes for 17 Year Olds in Nevada

Whenever people write about auto insurance, the words “affordable” or “cheap” really should not be used anywhere to describe car insurance rates. Despite the oxymoron, cheap car insurance for 17 year olds can be difficult to find. But don’t let that discourage you, because we are going to tell you how you can still find and buy auto insurance that is cheaper than your current policy.

When shopping for the cheapest car insurance for teen drivers, one of the many criteria used to calculate the price you pay for insurance is where you choose to live. Areas that are more densely populated or have higher claim rates like Winchester, Spring Valley, and Las Vegas will most likely have higher rates, whereas areas that are not as densely populated benefit from lower prices.

The illustration below displays the most expensive areas in Nevada for 17 year olds in which to buy car insurance.

How much is auto insurance in Nevada?
Rank City Average Per Year
1 Winchester $2,116
2 Sunrise Manor $2,069
3 Spring Valley $2,060
4 Paradise $2,001
5 Las Vegas $1,873
6 Enterprise $1,851
7 North Las Vegas $1,844
8 Henderson $1,697
9 Boulder City $1,557
10 Mesquite $1,365
11 Pahrump $1,323
12 Sparks $1,304
13 Sun Valley $1,292
14 Reno $1,244
15 Spanish Springs $1,229
16 Fernley $1,149
17 Gardnerville Ranchos $1,138
18 Dayton $1,130
19 Carson City $1,124
20 Spring Creek $1,092
Compare Rates Now Go

Rates are comparative as the specific zip code location can decrease or increase coverage rates noticeably.

Deciding which company has the best insurance rates for 17 year olds will require a bit more effort than just comparing a company or two. Each company has their own formula to set policy rates, so to begin we’ll rank the most affordable insurance companies in Nevada.

It’s important to know that Nevada insurance rates are calculated based on many things that can increase the cost of a policy. Improving your credit score, buying a different home, or getting a driving violation can cause premium changes that can cause some rates to be more affordable than before.

Cheapest Insurance Rates for Teens

Start Your Free Quote

Cheapest insurance companies in Nevada
Rank Company Cost Per Year
1 Travelers $930
2 Allied $949
3 Capital $978
4 Oregon Mutual $1,193
5 American Family $1,230
6 Progressive $1,238
7 GEICO $1,269
8 USAA $1,297
9 Safeco $1,306
10 Nationwide $1,321
11 Farmers $1,452
12 MetLife $1,615
13 Country $1,651
14 State Farm $1,698
15 Mercury $1,825
16 Victoria $2,011
17 Liberty Mutual $2,227
18 Bristol West $2,336
19 Allstate $2,385
20 Encompass $2,710
View More Rates Go

Travelers quotes some of the best car insurance rates in Nevada at around $930 each year. Allied, Capital, Oregon Mutual, and American Family also rank well as some of the most economical Nevada auto insurance companies.

As the example above demonstrates, if you are a policyholder with Oregon Mutual and switched to Allied, you might realize a yearly savings of roughly $244. Nevada drivers with American Family might save as much as $281 a year, and Progressive customers might lower prices by up to $289 a year.

It’s important to note that these estimates are averaged across all ages of drivers and types of vehicles and do not factor in a rate increase for 17 year olds. So the car insurance company that fits you best may not even be featured in the rate chart shown above. That point stresses why you need to get rate quotes from many companies using your own individual information.

Geico, Allstate, State Farm, and Progressive: Who is cheapest?

When buying auto insurance for teen drivers in Nevada, the most popular companies are Geico, Allstate, State Farm, and Progressive. They all offer unique features and discounts that may influence your choice. The following table compares pricing and service ratings, plus some optional coverages that are available from each company.

Top U.S. Auto Insurance Company Ratings
Geico Allstate State Farm Progressive
Policy Discounts 2nd 1st 3rd 4th
Client Satisfaction 1st 2nd 4th 3rd
Overall Cost 1st 4th 2nd 3rd
Claims Rank 3rd 1st 2nd 4th
Accident forgiveness coverage Yes Yes No Yes
Usage-based rating No Yes Yes Yes
Coverage for ridesharing Yes Yes Yes Yes
Mechnical breakdown Yes No No Yes
Roadside service Yes Yes Yes Yes
New car replacement insurance No Yes No No
Types of agents used Both online and from Geico agents Allstate-only agents Only from State Farm agents Buy online or from an independent agent
Number of agents 150+ 11,000+ 18,000+ 30,000+
Compare Prices Now Go