Who Has the Cheapest Auto Insurance Quotes for a Learners Permit in Missouri?

It’s hard to avoid all the commercials from companies like State Farm, GEICO, and Allstate that guarantee the cheapest price. So drivers should just choose any one of them, right?

It’s not that easy, however, as there are a whole slew of unknown factors such as the level of liability coverage you want, whether you commute to work, how old you are, and the type of vehicle you drive. The content below covers the best ways to avoid overpriced car insurance and should give you some help in finding cheaper rates.

The type of vehicle needing coverage is a large consideration when quoting the cheapest auto insurance for a learners permit. Vehicles with reasonable performance levels, a plethora of safety features, or a low likelihood of having liability claims will cost less to insure than fast, unsafe models.

The data below shows insurance costs for a number of the most budget-friendly vehicles to buy insurance for.

Table data represents single male driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Missouri minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium costs do not factor in specific zip code location which can modify coverage rates considerably.

Based upon these rates, you can expect cars like the Ford Escape, Honda CR-V, Honda Accord, and Toyota Prius will be the most affordable vehicles to insure for new drivers. Auto insurance rates will be higher anyway because of the fact that there is more inherent risk for a learners permit, but overall those specific models will most likely have the cheapest rates that you’ll find.

One of the key components that is used to calculate a rate quote is where your residence is in Missouri. Densely populated urban areas like Saint Louis, Florissant, and Raytown tend to have more expensive car insurance rates, whereas areas with lower crime rates and fewer weather claims have the benefit of cheaper auto insurance prices.

The following table shows the more expensive cities in Missouri for a learners permit to buy an auto insurance policy in.

Information shown are approximated as zip code location can influence coverage rates noticeably.

Which major car insurance company is best?

If you are shopping around for auto insurance for new drivers in Missouri, four companies to take a look at are Progressive, Allstate, Geico, and State Farm. Between them, they insure almost 50% of all policies written in the United States. All of them offer physical damage and liability coverage, but each has a distinct set of features and optional coverages that may influence your buying decision. The table below breaks down some of the different features that may be available in Missouri.