Who Has Cheap Insurance Quotes for a GMC Acadia in Alaska?

Your ability to find cheap auto insurance for a GMC Acadia in Alaska hinges on an enormous amount of rating factors such as your age, the likelihood of your vehicle being stolen, and if your driving record is clean. Alaska drivers pay on average $760 every 12 months to insure their Acadia, but that is a valuation using a 40-year-old married female that purchased full physical damage coverage and $250 physical damage deductibles.

But there is a high likelihood that you are not 40 and maybe not even a female, possibly single instead of married, or maybe you had a chargeable driving offense. Auto insurance is unique to each driver, so the way we recommend to find the cheapest coverage for your GMC is to regularly compare rates at renewal.

View GMC Acadia Insurance Rates

The specific model of Acadia will likely have an effect on the cost of coverage, so the rate you will pay to insure a Acadia SL 2WD model will be $108 less than the price to insure the high end Acadia SLT AWD version, as demonstrated by the prices below.

Data rating is based on married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Alaska minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Premium costs do not factor in specific location which can change premium rates noticeably.

Buying coverage from a highly-rated car insurance company can be a challenge considering how many choices drivers have in Alaska. The company information shown next can help you analyze which providers you want to consider comparing rate quotes with. These ratings are only comprised of companies with a nationwide focus, so smaller companies that only insure vehicles in Alaska will not be included in the list.

Top 10 Major Auto Insurers in Alaska Ranked by Value

1. USAA
2. American Family
3. The Hartford
4. The General
5. State Farm
6. AAA Insurance
7. Allstate
8. Safeco
9. Esurance
10. 21st Century

Top Companies for GMC Acadia Insurance in Alaska

The chart below demonstrates how deductible levels can increase or decrease yearly insurance costs when trying to find cheap insurance for a GMC Acadia. The costs are based on a married female driver, comprehensive and collision coverage, and no discounts are applied.

In the chart above, a 50-year-old driver could lower rates by $222 a year by increasing from a $100 deductible up to a $500 deductible, or save $336 by changing to a $1,000 deductible. Younger drivers, like the 20-year-old example, could potentially save $552 or more by choosing a higher deductible. If you do make the decision to raise your deductibles, it will be required to have plenty of discretionary funds to cover the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.

Impact of citations and accidents on Alaska insurance rates

A great way to obtain cheap auto insurance rates in Alaska for an Acadia is to drive cautiously and avoid getting tickets or having accidents. The example below illustrates how traffic citations and fender-benders impact auto insurance costs for different age groups. Data assumes a single female driver, full physical damage coverage, $250 deductibles, and no other discounts are factored in.

The chart shows that the average cost of auto insurance in Alaska per year with no accidents and a clean driving record is $1,613. Receive one speeding ticket and the average cost swells to $1,829, an increase of $215 each year. Then add in one accident along with the one speeding ticket and the annual cost of auto insurance for a GMC Acadia jumps again to an average of $2,430. That’s an increase of $817, or $68 per month, just for not being a responsible driver!

Geico vs Allstate vs Progressive vs State Farm

When comparing insurance for an Acadia in Alaska, four companies you’ll want quotes from are Geico, Allstate, Progressive, and State Farm. When combined, they make up nearly half of all car insurance policies in America. The data below shows pricing and service ratings, plus some optional coverages that are available.