Who Has Cheap Auto Insurance Quotes for Felons in Mississippi?

Locating low-cost insurance is tough enough, and determining which companies have the lowest-priced auto insurance rates for felons will take a little more work. Each insurer has a proprietary method for establishing rates, so let’s take a look at the auto insurance companies with the overall best prices in Mississippi.

Best Insurance Companies for Felons

Compare Rates and Save

USAA normally has some of the lowest car insurance rates in Mississippi at around $815 annually. Travelers, Unitrin, Direct General, and ALFA also qualify as some of the cheaper Mississippi car insurance companies.

In this example, if you have coverage with Travelers and switched to USAA, you might see an annual savings of in the vicinity of $185. Customers with Unitrin might save as much as $329 a year, and Direct General customers might lower prices by up to $476 a year.

To see if your current coverage is too expensive, click here to start your free quote or click several companies below for low rates.

Be aware that those premiums are averaged across all drivers and vehicles in Mississippi and do not factor in a rate decrease for felons. So the insurer that is best for you may not even be included in the above rate chart. That affirms the importance of why you need to get rate quotes using your own driver data and vehicle information.

The car, truck, or SUV on the policy is probably the most important factor when comparing quotes for cheap coverage for felons. Vehicles with high performance, a lack of safety features, or a history of substantial liability claims will cost much more to insure than safer models. The data below features insurance rates for some of the cheapest automobiles to insure in Mississippi.

Price data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Mississippi minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Estimates do not factor in Mississippi location which can influence price quotes considerably.

Looking at the numbers, you can conclude that models like the Honda CR-V, Ford Escape, and Toyota Prius are going to be a few of the most affordable vehicles to insure for felons.

When shopping for car insurance for felons, one of the many components that car insurance companies use when figuring the policy price is your address in Mississippi. Areas with more people or more claims like Clarksdale, Natchez, and Vicksburg will most likely pay more, whereas less populated areas profit from lower rates.

The following table ranks the most expensive places in Mississippi for felons in which to purchase auto insurance.

Rate information is comparative as the vehicle garaging location can raise or lower rates noticeably.

Company comparison: Progressive vs Geico vs Allstate vs State Farm

When comparing car insurance, the top insurers to get price quotes from are Progressive, Geico, Allstate, and State Farm. Each company has different optional coverages and features that policyholders can choose from. The following table rates ratings and policy coverage options shoppers can expect to find with each one.

Who has the cheapest insurance quotes for felons?

Drivers have many ways to get affordable auto insurance quotes in Mississippi, but the most common are either through an independent or non-exclusive agent, an exclusive insurance agent like Allstate or Liberty Mutual, or from a direct company like Progressive or Geico. All three ways can provide auto insurance quotes, but it’s important to understand the differences in how they provide price quotes.

Independent insurance agents write for multiple companies and can get rate quotes from each one. These agents can give you more rates, which may provide you with better odds of saving money. If prices rise, your policy is moved internally which makes it simple for you.

A captive or exclusive agent is able to place business with one insurance company such as an Allstate or State Farm agent. They usually cannot provide other companys’ prices, so if finding the cheapest coverage is your goal, you will need to shop around.

The third popular method of shopping for auto insurance is direct, which means you skip an agent and buy from a direct company like Geico or Esurance. This auto insurance option may be good for drivers who do not have complex finances and know more than average about how auto insurance works and possible exclusions.

Out of those three methods, which one works best to buy cheap car insurance for felons in Mississippi? The majority of people assume that buying direct yields the cheapest rates because there are no middleman commissions, but unfortunately, that is not always true. And we’d like to say an independent agent can save the most money since they have more companies to choose from, but that assumption is also not necessarily accurate. In the right set of circumstances, exclusive agencies have price quotes that are impossible to beat.

Due to the fact that auto insurance rates vary so much, the guaranteed way to ensure you are not overpaying for auto insurance is to compare lots of quotes. To find the best rates, be sure to get prices from all three to have the best selection of rates to choose from. For a list of companies with online discounts, click here to view.