The words “affordable” and “insurance” really shouldn’t be used together, specifically when you are shopping around for the lowest insurance rates for real estate agents. To help control this cost, let’s open your eyes to some things that determine car insurance rates, and figure out some ways to cut the cost of your next policy.
For realtors, one of the more important criteria used to establish the amount you pay for auto insurance is where your home is located in Washington. Areas with more people or even just a higher incidence of claims like Tacoma, Lakewood, and Kent tend to have more expensive car insurance rates, whereas areas with less congestion benefit from lower prices.
The information below ranks the priciest cities in Washington for real estate agents to buy auto insurance in.
Rank | City | Annual Rate |
---|---|---|
1 | Tacoma | $1,427 |
2 | Auburn | $1,422 |
3 | Lakewood | $1,392 |
4 | Federal Way | $1,379 |
5 | Kent | $1,378 |
6 | Seattle | $1,363 |
7 | Renton | $1,361 |
8 | Shoreline | $1,352 |
9 | South Hill | $1,314 |
10 | Everett | $1,288 |
11 | Bellevue | $1,256 |
12 | Marysville | $1,245 |
13 | Kirkland | $1,231 |
14 | Sammamish | $1,220 |
15 | Redmond | $1,214 |
16 | Vancouver | $1,192 |
17 | Olympia | $1,116 |
18 | Lacey | $1,111 |
19 | Spokane | $1,093 |
20 | Spokane Valley | $1,065 |
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Premium amounts are approximated as zip code location can modify prices greatly.
The vehicle model that is being insured is probably the most important factor that determines whether or not you find the best coverage for real estate agents. Vehicles with higher performance, a lack of modern safety features, or a history of substantial liability claims will cost more to insure than more modest models. The list below illustrates insurance prices for a number of the most budget-friendly vehicles to buy coverage for.
Vehicle Make and Model | Estimated Cost for Full Coverage |
---|---|
Chevrolet Traverse LT AWD | $667 |
Dodge Grand Caravan CV | $679 |
Honda CR-V EX-L 4WD | $709 |
Jeep Grand Cherokee Laredo 2WD | $716 |
Hyundai Tucson Limited 2WD | $725 |
Chevrolet Impala LT | $716 |
Toyota RAV4 Limited 4WD | $721 |
Ford Explorer Limited 4WD | $729 |
Toyota Highlander Sport 4WD | $734 |
Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr | $739 |
Ford Escape XLS 4WD | $741 |
Honda Accord LX 4-Dr Sedan | $746 |
Hyundai Elantra SE 4-Dr Sedan | $753 |
Chevrolet Malibu LTZ | $766 |
Ford Fusion SE 4-Dr Sedan | $773 |
Ford Focus SES 2-Dr Coupe | $803 |
Honda Odyssey EX | $812 |
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Prices above based on single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Washington minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Premium amounts do not factor in specific garaging location which can raise or lower coverage prices substantially.
By looking at the data, we can conclude that models like the Chevrolet Traverse, Dodge Grand Caravan, and Honda CR-V are going to be some of the more affordable vehicles to insure for realtors.
Picking the highest-rated insurance company can be rather challenging considering how many companies sell coverage in Washington. The information listed below could help you decide which insurers to look at when comparing rates.
The ratings below are only made up of large nationwide companies, so companies with more of a regional focus are not taken into consideration for the list. If you’d like to compare prices and find the cheapest rates for real estate agents, follow this link.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
USAA | 98 | 100 | 100 | 94% | A++ | 98.6 |
American Family | 98 | 89 | 100 | 86% | A | 95.4 |
State Farm | 88 | 93 | 96 | 90% | A++ | 92.4 |
The Hartford | 94 | 92 | 90 | 89% | A+ | 91.7 |
AAA Insurance | 88 | 89 | 95 | 91% | A | 91.2 |
GEICO | 84 | 93 | 93 | 89% | A++ | 90.3 |
The General | 89 | 91 | 89 | 88% | A- | 90 |
Titan Insurance | 90 | 87 | 91 | 95% | A+ | 89.6 |
Progressive | 84 | 91 | 93 | 87% | A+ | 89.5 |
Allstate | 85 | 90 | 92 | 88% | A+ | 89.3 |
Nationwide | 87 | 88 | 84 | 90% | A+ | 88.7 |
Liberty Mutual | 84 | 87 | 93 | 88% | A | 88.5 |
21st Century | 85 | 86 | 87 | 88% | A | 86.7 |
Esurance | 85 | 80 | 95 | 87% | A+ | 85.9 |
Safeco | 85 | 85 | 85 | 86% | A | 85.8 |
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Data Source: Insure.com Best Car Insurance Companies