Cheap Insurance Quotes for a Chevrolet Traverse in New Hampshire

Cheap Insurance Quotes for a Chevrolet Traverse in New Hampshire

Buying the best cheap insurance for a Chevrolet Traverse in New Hampshire is contingent on a complicated equation that takes into consideration things like the number of years of driving experience you have, your credit score, and citations on your driving record. Drivers in New Hampshire pay on average $660 per year to insure a Traverse, but that is an approximation assuming a 50-year-old single male that wants comprehensive and collision coverage and $250 physical damage deductibles.

But there is a high probability that you are not 50 years old and maybe not even male, married instead of single, or maybe you have a violation on your driving record. Just a minor change in rating variables or coverage information can make a huge difference in how much insurance for a Chevrolet Traverse costs.

Different coverage needs are the reason why the best way to quote affordable rates for your Chevrolet is to just take the time to do a thorough rate comparison. It’s really quite easy you will get price quotes from some of the best insurers that offer coverage in New Hampshire.

Insure Your Chevrolet for Less

The trim level of your Traverse will be a contributing factor to the cost of insurance, so the price to insure a Traverse LS 2WD will cost $76 less than the price to insure the fancier Traverse LTZ AWD model, as shown by the rates below.

Chevrolet Traverse Insurance Rates in New Hampshire
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Traverse LS 2WD $158 $262 $228 $14 $68 $730 $61
Traverse LS AWD $178 $262 $228 $14 $68 $750 $63
Traverse LT 2WD $178 $262 $228 $14 $68 $750 $63
Traverse LT AWD $178 $318 $228 $14 $68 $806 $67
Traverse LTZ 2WD $178 $318 $228 $14 $68 $806 $67
Traverse LTZ AWD $178 $318 $228 $14 $68 $806 $67
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Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and New Hampshire minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Prices do not factor in specific location which can decrease or increase premium rates considerably.

Buying low-priced auto insurance is tough enough, and determining which company quotes the best insurance rates for a Chevrolet Traverse will involve even more work.

Every insurance company has their own formula for determining rates in each state, so let’s begin by taking a look at the insurance companies with the overall cheapest rates in New Hampshire.

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Rankings for the cheapest New Hampshire auto insurance companies
Rank Company Cost Per Year
1 Concord $705
2 Travelers $716
3 Patriot $812
4 USAA $845
5 Amica $889
6 Vermont Mutual $900
7 Encompass $1,056
8 MMG Insurance $1,080
9 Progressive $1,085
10 State Farm $1,100
11 MetLife $1,253
12 Liberty Mutual $1,357
13 GEICO $1,386
14 Safeco $1,706
15 The Hartford $1,732
16 Allstate $1,795
17 Hanover $2,106
18 Commerce Group $2,438
19 Nationwide $6,070
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Concord offers some of the lowest car insurance rates in New Hampshire at around $705 per year. Travelers, Patriot, USAA, and Amica also are some of the cheaper New Hampshire car insurance companies.

As shown in the table above, if you are insured with Amica and switched to Travelers, you might realize yearly savings of in the neighborhood of $173. Customers with Vermont Mutual might save as much as $184 a year, and Encompass insureds might lower prices by $340 a year.

To find cheap insurance for a Chevrolet Traverse in New Hampshire for your vehicle, click here to begin a quote or click through to the companies below.

Be aware that those premiums are averaged for all ages of drivers and types of vehicles and do not factor in a specific rate value for a Chevrolet Traverse. So the car insurance company that has the cheapest price for you may not even be shown in the chart above. That points out the importance of why you need to compare as many prices as possible using your own driver information and specific vehicle type.

Discounts on New Hampshire auto insurance

Discounts on insurance for a Chevrolet TraverseInsurance companies that sell cheap insurance for a Chevrolet Traverse in New Hampshire may also provide premium discounts that may potentially lower prices by as much as 40% or more if you qualify. Popular insurance companies and some of the discounts are:

Auto Insurance Discounts by Company
Discount State Farm Allstate Progressive Geico
Multi-policy Yes Yes Yes Yes
Multi-vehicle Yes No Yes Yes
Anti-theft Yes Yes Yes Yes
Safe vehicle Yes Yes No Yes
Air bags Yes Yes No Yes
Running lights Yes No No Yes
New car Yes Yes No No
Accident-free Yes Yes Yes Yes
Defensive driver Yes Yes Yes Yes
Armed forces Yes No Yes Yes
Affinity/occupation No No No Yes
Full payment No Yes Yes Yes
Auto-pay No Yes Yes Yes
Customer loyalty Yes No Yes No
Smart student Yes Yes Yes Yes
Student at college Yes Yes Yes No
Own your home No No Yes No
Seat belt usage No No No Yes
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The diagram below illustrates the comparison of insurance premiums with and without discounts applied to the policy rates. The information is based on a male driver, no claims or driving citations, New Hampshire state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with multiple policy, claim-free, accident-free, passive restraint, safe-driver, and anti-theft discounts applied. When discounts are applied, the average amount saved each year on insurance for a Chevrolet Traverse is % or $.

Impact of careless driving on New Hampshire insurance rates

The obvious way to enjoy affordable insurance premiums for a Traverse is to be a careful driver and maintain a clean driving record. The diagram below demonstrates how traffic citations and at-fault fender-benders can impact premium costs for each age group. The premiums assume a single male driver, full physical damage coverage, $100 deductibles, and no discounts are taken into consideration.

The chart shows that the average cost of car insurance in New Hampshire per year with no accidents or violations is $1,554. Add in one speeding ticket and the average cost hikes up to $1,747, an increase of $194 each year. Then add two accidents along with the one speeding ticket and the annual cost of insurance for a Chevrolet Traverse goes up to an average of $3,301. That’s an increase of $1,747, or $146 per month, just for not paying attention while driving!

State Farm, Progressive, Geico, and Allstate: Who is cheapest?

When buying insurance for a Traverse in New Hampshire, the first places to look would be State Farm, Progressive, Geico, and Allstate. If you put them all together, they insure 48.5% of the entire U.S. car insurance market. The following table breaks down ratings and policy coverage options you can buy with each company.

Auto Insurance Company Comparison
State Farm Progressive Geico Allstate
Price Rank 2nd 3rd 1st 4th
Number of Discounts 3rd 4th 2nd 1st
Client Satisfaction 4th 3rd 1st 2nd
Claims Rank 2nd 4th 3rd 1st
Amount of market share 18.3% 8.8% 11.4% 10%
New car replacement No No No Yes
Emergency roadside service Yes Yes Yes Yes
Mechnical breakdown No Yes Yes No
Accident forgiveness coverage No Yes Yes Yes
Rideshare coverage Yes Yes Yes Yes
Rating based on usage Yes Yes No Yes
Available in New Hampshire Yes Yes Yes Yes
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