Buying the best cheap insurance for a Chevrolet Traverse in New Hampshire is contingent on a complicated equation that takes into consideration things like the number of years of driving experience you have, your credit score, and citations on your driving record. Drivers in New Hampshire pay on average $660 per year to insure a Traverse, but that is an approximation assuming a 50-year-old single male that wants comprehensive and collision coverage and $250 physical damage deductibles.
But there is a high probability that you are not 50 years old and maybe not even male, married instead of single, or maybe you have a violation on your driving record. Just a minor change in rating variables or coverage information can make a huge difference in how much insurance for a Chevrolet Traverse costs.
Different coverage needs are the reason why the best way to quote affordable rates for your Chevrolet is to just take the time to do a thorough rate comparison. It’s really quite easy you will get price quotes from some of the best insurers that offer coverage in New Hampshire.
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The trim level of your Traverse will be a contributing factor to the cost of insurance, so the price to insure a Traverse LS 2WD will cost $76 less than the price to insure the fancier Traverse LTZ AWD model, as shown by the rates below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Traverse LS 2WD | $158 | $262 | $228 | $14 | $68 | $730 | $61 |
Traverse LS AWD | $178 | $262 | $228 | $14 | $68 | $750 | $63 |
Traverse LT 2WD | $178 | $262 | $228 | $14 | $68 | $750 | $63 |
Traverse LT AWD | $178 | $318 | $228 | $14 | $68 | $806 | $67 |
Traverse LTZ 2WD | $178 | $318 | $228 | $14 | $68 | $806 | $67 |
Traverse LTZ AWD | $178 | $318 | $228 | $14 | $68 | $806 | $67 |
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Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and New Hampshire minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Prices do not factor in specific location which can decrease or increase premium rates considerably.
Buying low-priced auto insurance is tough enough, and determining which company quotes the best insurance rates for a Chevrolet Traverse will involve even more work.
Every insurance company has their own formula for determining rates in each state, so let’s begin by taking a look at the insurance companies with the overall cheapest rates in New Hampshire.
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Rank | Company | Cost Per Year |
---|---|---|
1 | Concord | $705 |
2 | Travelers | $716 |
3 | Patriot | $812 |
4 | USAA | $845 |
5 | Amica | $889 |
6 | Vermont Mutual | $900 |
7 | Encompass | $1,056 |
8 | MMG Insurance | $1,080 |
9 | Progressive | $1,085 |
10 | State Farm | $1,100 |
11 | MetLife | $1,253 |
12 | Liberty Mutual | $1,357 |
13 | GEICO | $1,386 |
14 | Safeco | $1,706 |
15 | The Hartford | $1,732 |
16 | Allstate | $1,795 |
17 | Hanover | $2,106 |
18 | Commerce Group | $2,438 |
19 | Nationwide | $6,070 |
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Concord offers some of the lowest car insurance rates in New Hampshire at around $705 per year. Travelers, Patriot, USAA, and Amica also are some of the cheaper New Hampshire car insurance companies.
As shown in the table above, if you are insured with Amica and switched to Travelers, you might realize yearly savings of in the neighborhood of $173. Customers with Vermont Mutual might save as much as $184 a year, and Encompass insureds might lower prices by $340 a year.
To find cheap insurance for a Chevrolet Traverse in New Hampshire for your vehicle, click here to begin a quote or click through to the companies below.
Be aware that those premiums are averaged for all ages of drivers and types of vehicles and do not factor in a specific rate value for a Chevrolet Traverse. So the car insurance company that has the cheapest price for you may not even be shown in the chart above. That points out the importance of why you need to compare as many prices as possible using your own driver information and specific vehicle type.
Insurance companies that sell cheap insurance for a Chevrolet Traverse in New Hampshire may also provide premium discounts that may potentially lower prices by as much as 40% or more if you qualify. Popular insurance companies and some of the discounts are:
Discount | State Farm | Allstate | Progressive | Geico |
---|---|---|---|---|
Multi-policy | Yes | Yes | Yes | Yes |
Multi-vehicle | Yes | No | Yes | Yes |
Anti-theft | Yes | Yes | Yes | Yes |
Safe vehicle | Yes | Yes | No | Yes |
Air bags | Yes | Yes | No | Yes |
Running lights | Yes | No | No | Yes |
New car | Yes | Yes | No | No |
Accident-free | Yes | Yes | Yes | Yes |
Defensive driver | Yes | Yes | Yes | Yes |
Armed forces | Yes | No | Yes | Yes |
Affinity/occupation | No | No | No | Yes |
Full payment | No | Yes | Yes | Yes |
Auto-pay | No | Yes | Yes | Yes |
Customer loyalty | Yes | No | Yes | No |
Smart student | Yes | Yes | Yes | Yes |
Student at college | Yes | Yes | Yes | No |
Own your home | No | No | Yes | No |
Seat belt usage | No | No | No | Yes |
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The diagram below illustrates the comparison of insurance premiums with and without discounts applied to the policy rates. The information is based on a male driver, no claims or driving citations, New Hampshire state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.
The first bar for each age group shows the price with no discounts. The second bar shows the rates with multiple policy, claim-free, accident-free, passive restraint, safe-driver, and anti-theft discounts applied. When discounts are applied, the average amount saved each year on insurance for a Chevrolet Traverse is % or $.
The obvious way to enjoy affordable insurance premiums for a Traverse is to be a careful driver and maintain a clean driving record. The diagram below demonstrates how traffic citations and at-fault fender-benders can impact premium costs for each age group. The premiums assume a single male driver, full physical damage coverage, $100 deductibles, and no discounts are taken into consideration.
The chart shows that the average cost of car insurance in New Hampshire per year with no accidents or violations is $1,554. Add in one speeding ticket and the average cost hikes up to $1,747, an increase of $194 each year. Then add two accidents along with the one speeding ticket and the annual cost of insurance for a Chevrolet Traverse goes up to an average of $3,301. That’s an increase of $1,747, or $146 per month, just for not paying attention while driving!
When buying insurance for a Traverse in New Hampshire, the first places to look would be State Farm, Progressive, Geico, and Allstate. If you put them all together, they insure 48.5% of the entire U.S. car insurance market. The following table breaks down ratings and policy coverage options you can buy with each company.
State Farm | Progressive | Geico | Allstate | |
---|---|---|---|---|
Price Rank | 2nd | 3rd | 1st | 4th |
Number of Discounts | 3rd | 4th | 2nd | 1st |
Client Satisfaction | 4th | 3rd | 1st | 2nd |
Claims Rank | 2nd | 4th | 3rd | 1st |
Amount of market share | 18.3% | 8.8% | 11.4% | 10% |
New car replacement | No | No | No | Yes |
Emergency roadside service | Yes | Yes | Yes | Yes |
Mechnical breakdown | No | Yes | Yes | No |
Accident forgiveness coverage | No | Yes | Yes | Yes |
Rideshare coverage | Yes | Yes | Yes | Yes |
Rating based on usage | Yes | Yes | No | Yes |
Available in New Hampshire | Yes | Yes | Yes | Yes |
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