Cheap Car Insurance for a School Permit in Connecticut

Buying low-cost insurance is tough enough, and finding out which insurers offer the most affordable car insurance rates for a school permit calls for more quotes for comparison. Premiums will probably be quite a bit more than the state average due to the potentially higher risk that comes with selling insurance for a learners permit, but competitively-priced coverage may be attainable if you thoroughly shop around. Each auto insurer uses their own method for setting prices, so let’s begin by taking a look at the most competitive car insurance companies in Connecticut.

It’s a good idea to know that Connecticut car insurance rates are determined by lots of factors that will increase or decrease the cost of having a policy. Simply improving your credit score, having a teen driver, or getting a DUI may cause policy rate changes resulting in some rates now being cheaper in comparison to the competition.

Cheapest Insurance Rates for Students

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Utica National has some of the cheapest car insurance rates in Connecticut at around $965 per year. Travelers, Amica, USAA, and Nationwide would also make the list of some of the most economical Connecticut auto insurance companies.

In this example, if you currently buy coverage from Nationwide and switched to Travelers, you could earn savings of roughly $268. Connecticut drivers with Unitrin could save as much as $363 a year, and State Farm policyholders might reduce prices by as much as $404 a year.

It’s important to note that these policy prices are averages for all ages of drivers and types of vehicles and and are not figured with a rate surcharge for a school permit. So the car insurance company that can offer you the best price may not even be shown in the above rate chart. That emphasizes why you need to quote rates from as many companies as possible using your own personal information and vehicle type.

The vehicle needing coverage is a significant factor when comparing quotes for low-priced car insurance for a school permit. Vehicles with average performance, modern passenger safety features, or a low likelihood of having liability claims will cost less to insure than higher performance models. The information below illustrates auto insurance rates for the cheaper automobiles to buy coverage for.

Above prices assume single male driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Connecticut minimum liability limits. Discounts applied include claim-free, and safe-driver. Price estimates do not factor in specific Connecticut garaging location which can influence rates substantially.

Based on these rates, you can expect cars like the Ford Escape, Honda CR-V, and Toyota Prius should be the less-costly vehicles to insure for a learners permit. The price for an auto insurance policy will tend to be higher because of the fact that there is more liability risk for a school permit, but overall those vehicles will probably have the best rates compared to other types of vehicles.

For a learners permit, one of the more important considerations that is looked at to determine insurance cost is where your residence is in Connecticut. Cities with larger populations like Hartford, Bridgeport, and East Haven tend to have more expensive car insurance rates, whereas areas that tend to be more rural benefit from lower coverage costs.

The table below rates the most expensive places in Connecticut for a school permit in which to buy car insurance.

Prices are comparative as specific Connecticut zip code can influence insurance rates noticeably.

Company comparison: State Farm vs Progressive vs Allstate vs Geico

If you are looking for the best auto insurance for a learners permit, the companies that insure more vehicles than anyone else are State Farm, Progressive, Allstate, and Geico. They all have your normal coverages like liability, comprehensive, and collision, but each one offers unique options and discounts that buyers can choose from. The table below ranks pricing and service ratings, as well as optional policy coverages that are available.