Who Has Cheap Insurance Quotes for a Hyundai Santa Fe in South Carolina?

Finding affordable auto insurance for a Hyundai Santa Fe in South Carolina relies on a large number of rating criteria such as whether you are single or married, if you have ever had a coverage lapse, and the deductible amount you use. Drivers in South Carolina pay an average of $1,190 every 12 months to insure their Santa Fe, but that rate is using rate data for a 30-year-old single male with comprehensive and collision coverage and $250 physical damage deductibles.

More likely than not, you are not 30 and maybe not even a male, possibly married instead of single, or maybe you have a speeding ticket or two that will increase rates. Even a slight difference in the rating input factors can cause big differences in the cost of a policy.

The different assumptions illustrate why the best method for finding cheap auto insurance rates for your Hyundai is to comparison shop your policy at every renewal or at least every couple of years. Compare rate quotes now and you will receive prices from some of the cheapest companies available.

Insure Your Hyundai for Less

The trim level of your Santa Fe tends to have a direct effect on the insurance rate, so the price you will pay to insure a Santa Fe GLS 2WD model will be $158 cheaper than the cost to insure the more well-appointed Santa Fe Limited 4WD model, as demonstrated by the prices below.

Above prices assume single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Price information does not factor in specific zip code location which can affect insurance rates noticeably.

Ratings for South Carolina insurance companies

Finding the highest-rated insurance company can be difficult considering how many different insurance companies sell coverage in South Carolina. The company ratings in the next section could help you choose which insurers to look at when comparing rate quotes.

The ratings below are for large insurance companies, so companies without a large exposure will not be included in this list. To check rates and find the cheapest rates for a Hyundai Santa Fe, click here.

Top 10 Large Auto Insurers in South Carolina Ranked by Value

1. Travelers
2. American Family
3. AAA Insurance
4. Safeco Insurance
5. Progressive
6. The Hartford
7. Titan Insurance
8. The General
9. 21st Century
10. Esurance

Top 10 Large Auto Insurers in South Carolina Ranked by Customer Service

1. USAA
2. Travelers
3. AAA Insurance
4. Nationwide
5. Safeco Insurance
6. Progressive
7. State Farm
8. The Hartford
9. The General
10. Esurance

Top Companies for Hyundai Santa Fe Insurance in South Carolina

Cost comparison with and without full coverage

Finding cheap insurance for a Hyundai Santa Fe in South Carolina is important to most vehicle owners, and a great way to buy cheap insurance is to not insure for full coverage. The diagram below shows the comparison of auto insurance rates when comparing full coverage to liability only. The price estimates are based on no violations or claims, $500 deductibles, marital status is single, and no other discounts are factored in.

If we average all the age groups together, comprehensive and collision coverage on your policy costs an additional $1,905 per year more than just buying liability insurance. Many drivers may wonder if buying full coverage is a good investment. There is no clear-cut formula of when to drop physical damage insurance, but there is a guideline you can consider. If the yearly cost of full coverage is more than about 10% of the vehicle’s replacement cost less your deductible, then it might be time to buy liability only.

There are a few cases where eliminating full coverage is not a good plan. If you still owe money on your vehicle, you have to carry full coverage as part of the loan conditions. Also, if your emergency fund is not enough to purchase a different vehicle if your current one is damaged, you should not consider dropping full coverage.

Which auto insurance company is best?

If you want reliable auto insurance, four companies you’ll want quotes from are Allstate, Geico, Progressive, and State Farm. Combined they make up over 45% of the car insurance market in the United States. The table below points out some of the ratings and options that may be available in South Carolina.