How Much are Auto Insurance Quotes for Nurses in Massachusetts?

How Much are Auto Insurance Quotes for Nurses in Massachusetts?

For health professionals, one of the more important considerations that is looked at to determine rate quotes is your zip code in Massachusetts. Larger areas like Revere, Lynn, and Springfield tend to pay slightly more, whereas areas with less crime or weather claims generally pay lower car insurance rates.

The information below ranks the highest-priced areas in Massachusetts for nurses to buy an auto insurance policy in.

How much does car insurance cost in Massachusetts?
Rank City Premium Per Year
1 Revere $2,192
2 Brockton $2,122
3 Lynn $1,998
4 Malden $1,917
5 Springfield $1,851
6 Lawrence $1,839
7 Boston $1,788
8 Worcester $1,746
9 Fall River $1,700
10 New Bedford $1,698
11 Medford $1,638
12 Somerville $1,616
13 Lowell $1,573
14 Quincy $1,549
15 Chicopee $1,455
16 Cambridge $1,446
17 Weymouth $1,446
18 Brookline $1,442
19 Taunton $1,440
20 Haverhill $1,424
21 Peabody $1,420
22 Waltham $1,395
23 Framingham $1,390
24 Methuen $1,361
25 Newton $1,324
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Premium costs are estimated as the specific Massachusetts residence address can impact prices substantially.

The type of vehicle that needs insurance is probably the most important factor when trying to find cheap insurance for nurses in Massachusetts. Vehicles with high performance features, a lack of advanced safety features, or a track record of large liability claims will cost much more to insure than safer, lower-performance models.

The next list presents auto insurance prices for a handful of the most cost-effective automobiles to buy insurance for.

Cheapest Auto Insurance Rates for Nurses in Massachusetts
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda CR-V EX 2WD $730
Hyundai Elantra GLS Touring Station Wagon $740
Toyota Prius $742
Ford Escape XLS 4WD $750
Toyota Tacoma 4WD $757
Ford Explorer Eddie Bauer 2WD $750
Chevrolet Traverse LS 2WD $770
Ford Edge Limited 2WD $774
Hyundai Tucson Limited 4WD $790
Subaru Outback 3.6R $806
Subaru Forester X Premium AWP AWD $814
Honda Odyssey EX W/Rear Entertainment $846
Hyundai Sonata GLS 4-Dr Sedan $848
Chevrolet Silverado LT Crew Cab 4WD $856
Chevrolet Equinox LT 2WD $866
Toyota Sienna LE AWD $876
Toyota RAV4 4WD $866
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Table data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Massachusetts minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Price estimates do not factor in specific location information which can influence prices significantly.

Based upon these rates, makes and models like the Honda CR-V, Hyundai Elantra, Toyota Prius, Ford Escape, and Toyota Tacoma will be the most economical vehicles to insure for health professionals.

Discounts on cheap insurance for nurses in Massachusetts

Cheaper Massachusetts auto insurance for health professionalsInsurance providers that offer cheap quotes for nurses may also provide price discounts that could potentially reduce rates by as much as 40% or more if you meet specific eligibility requirements. A few of the larger companies and their possible discounts are included below.

Auto Insurance Discounts Available by Company
Discount Geico State Farm Allstate Progressive Nationwide Farmers Liberty Mutual
Bundle discount Yes Yes Yes Yes Yes Yes Yes
Multi-vehicle Yes Yes No Yes Yes Yes Yes
Theft prevention Yes Yes Yes Yes Yes Yes Yes
Safe vehicle Yes Yes Yes No No No Yes
Passive restraint Yes Yes Yes No Yes Yes Yes
Running lights Yes Yes No No No Yes No
New car No Yes Yes No Yes Yes No
Eco vehicle No No Yes No No Yes Yes
Accident-free Yes Yes Yes Yes Yes Yes No
Defensive driver Yes Yes Yes Yes Yes Yes No
Low mileage No Yes Yes Yes Yes No Yes
Military Yes Yes No Yes No Yes No
Affinity/occupation Yes No No No Yes Yes Yes
Pay in full Yes No Yes Yes Yes Yes Yes
Auto-pay Yes No Yes Yes Yes Yes Yes
Brand loyalty No Yes No Yes Yes Yes No
Early signing No No Yes No Yes Yes No
Good student Yes Yes Yes Yes Yes Yes Yes
Student at college No Yes Yes Yes Yes Yes Yes
Own your home No No No Yes No Yes No
Use seat belts Yes No No No No No No
Online quote No No No Yes No No No
Teen driver No No No Yes No No Yes
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The information below visualizes the comparison of insurance rates with and without discounts. The premiums assume a male driver, no claims or violations, Massachusetts state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with safe-driver, passive restraint, multiple policy, marriage, accident-free, and multiple vehicle discounts applied. When discounts are factored in, the the average amount saved on auto insurance for nurses is % or $.

Which car insurance company is best?

If you want reliable auto insurance for health professionals in Massachusetts, four of the best places to start are State Farm, Allstate, Progressive, and Geico. When combined, they insure over 48% of the entire U.S. market share. All of them offer liability and physical damage protection, but each on has a different combination of discounts, features, and options that may affect your buying decision. The table below points out ratings for price, service, and claims, in additional to some of the optional coverages you can buy with each company.

Comparison of Top U.S. Car Insurance Companies
State Farm Allstate Progressive Geico
Claims Handling 2nd 1st 4th 3rd
Policy Discounts 3rd 1st 4th 2nd
Price Ranking 2nd 4th 3rd 1st
Overall Satisfaction 4th 2nd 3rd 1st
Customers who recommend 88% 86% 88% 87%
Rating from A.M. Best A++ A+ A+ A++
S&P financial rating AA AA- AA AA+
New car replacement coverage No Yes No No
Uber and Lyft insurance Yes Yes Yes Yes
Emergency roadside assistance Yes Yes Yes Yes
Accident forgiveness No Yes Yes Yes
Rate for vehicle usage Yes Yes Yes No
Breakdown insurance No No Yes Yes
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