Who Has the Cheapest Insurance for a Chevrolet Traverse in Mississippi?

Whenever people write about auto insurance, the word “cheap” should never be used anywhere in the article to describe car insurance rates. Notwithstanding, cheap auto insurance for a Chevrolet Traverse is not easy to find. But don’t let us ruin your dream, because we can show you some ways you can still get car insurance that is easier on your budget.

Your chances of finding the best cheap car insurance for a Chevrolet Traverse in Mississippi depends on factors like how safe your vehicle is, the insurance company you are currently insured with, and driving violations and tickets. Drivers on average will pay $860 a year to buy Chevrolet Traverse insurance, but that is a projection based on rates for a 40-year-old married female with both comprehensive and collision coverage and $250 physical damage deductibles.

There is a high probability that you may not be 40 years old (or even female), possibly single instead of married, and you need different coverage limits than the sample rates. Using even a minor difference in rating factors can cause big differences in the price of a policy.

Auto insurance is not the same for everyone, so the only way to find cheap insurance rates for your Chevrolet is to do a thorough rate comparison. To cut your rates now, get a free quote and you will be able to compare rates from top-rated car insurance companies in Mississippi.

Click Here to Start Your Quote

The trim level of your vehicle tends to have a direct effect on the annual cost of coverage, so the price you will pay to insure a Traverse LS 2WD model will be $102 lower than the insurance cost for the more costly Traverse LTZ AWD trim level, as shown in the prices below.

Prices based on married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Mississippi minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, claim-free, and multi-policy. Premium amounts do not factor in garaging location in Mississippi which can increase or decrease prices noticeably.

Ending up with a high-quality insurance provider can be rather challenging considering how many companies provide coverage in Mississippi. The company information in the next section may help you decide which insurers you want to consider shopping prices with.

These rankings are only comprised of major nationwide insurance companies, so companies that may only write in Mississippi are not factored into the list. To compare prices from the most competitive companies in Mississippi, follow this link.

Top 10 Major Auto Insurance Companies in Mississippi Ranked by Customer Service

1. USAA
2. Travelers
3. AAA Insurance
4. Nationwide
5. Safeco Insurance
6. Progressive
7. State Farm
8. The Hartford
9. The General
10. Esurance

Top Companies for Chevrolet Traverse Insurance in Mississippi

How to get discounts on Mississippi car insurance

Car insurance companies that provide the cheapest insurance for a Chevrolet Traverse in Mississippi may provide special discounts that may potentially lower prices by as much as 30% if you are eligible for them. The best car insurance companies and some of the discounts can be read below.

The example below visualizes the comparison of yearly insurance costs with and without discounts being applied to the rates. The premiums assume a male driver, no claims, a clean driving record, Mississippi state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with vehicle safety, anti-theft, multiple vehicle, marriage, accident-free, and passive restraint discounts applied. When these discounts are applied, the average savings per year on car insurance for a Chevrolet Traverse is % or $.

The illustration below illustrates how your choice of deductibles can change insurance premiums when trying to find cheap insurance for a Chevrolet Traverse. The premiums assume a single male driver, full coverage, and no discounts are applied.

The data above shows that a 30-year-old driver could lower their car insurance rates by $368 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $558 by switching to a $1,000 deductible. Young drivers, such as the 20-year-old chart data, could roll back prices up to $1,070 each year by choosing larger deductibles on their policy.

When increasing deductibles, it will be necessary to have enough savings to enable you to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.

Which major car insurance company is best?

When comparing insurance for a Traverse in Mississippi, four companies to definitely compare rates with are Geico, State Farm, Progressive, and Allstate. Between them, they insure almost half of all car insurance policies in America. The following table breaks down ratings for price, service, and claims, in additional to some of the optional coverages that may be available in Mississippi.

Who has the cheapest Chevrolet Traverse insurance quotes?

There are many different ways to get cheap car insurance quotes in Mississippi, but the most frequently used are either through an exlusive agent like State Farm or Allstate, an independent insurance agent, or direct either online or via phone. All three ways can provide car insurance quotes, but shoppers should understand the differences in how they work.

Independent insurance agencies are appointed by several companies and can compare rates with all of them. They are not employed by one specific company and can provide you with more rate quotes, which may provide you with a better comparison. If they find a cheaper price, your policy can be moved and you don’t have to find a new agent.

An exclusive ageny is usually restricted to one insurance company such as Farmers Insurance or State Farm agents. These guys and gals cannot compare other company’s rates, so unless you get quotes from other companies, you cannot determine which is cheapest.

Car insurance from a direct company means you forego local insurance agents and instead shop from a direct company like Esurance or Geico. This car insurance option can be a good choice for families who do not need high levels of coverage and have an above average understanding of what car insurance covers and what it doesn’t.

So out of those three methods, which one works best to find the cheapest insurance for a Chevrolet Traverse in Mississippi? Most people would assume that shopping direct saves the most money because there is no agent involved, but that does not always hold true. We could also assume that using an independent agent results in the best rates because they can quote many companies, but that assumption is also not accurate. For the right applicant, exclusive agents may have prices that are impossible to beat.

Since car insurance prices vary so much, the only true way to not overpay for car insurance is to compare rate quotes from as many companies as possible. Smart shoppers will get quotes from all three to give yourself plenty of rates to compare. We compiled a list of companies with some of the cheapest online rates that you can click here to view.