How Much is Insurance for a Hyundai Santa Fe in Kansas?

Your ability to find cheaper car insurance for a Hyundai Santa Fe in Kansas hinges on a whole bunch of rating criteria like your date of birth, if you are a frequent claim filer, and the deductible amount you use. Drivers pay on average $780 every 12 months to insure their Santa Fe, but that amount is based on rate data for a 50-year-old single female that included both comprehensive and collision coverage and $500 deductibles.

There’s a good chance you are not a 50-year-old female, you might be married instead of single, and maybe you want higher deductibles. Having different needs demonstrates why the best way to find cheap auto insurance rates for your Hyundai is to make a habit of comparing prices at least once a year.

Find Cheaper Hyundai Santa Fe Insurance

Your Hyundai’s trim level tends to have a direct effect on the cost of insurance, so the rate you will pay to insure a Santa Fe GLS 2WD will be $94 cheaper than the insurance cost for the higher-end Santa Fe Limited 4WD model, as demonstrated by the prices below.

Data based on single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Price information does not factor in Kansas location which can influence coverage rates considerably.

Kansas auto insurance companies

Ending up with the top company can be a challenge considering how many companies provide coverage in Kansas. The information below may help you choose which car insurance providers you want to consider when shopping your coverage around.

These ratings only include companies that write coverage in many states, so companies that focus mainly on Kansas business will not be included in the list. If you wish to compare prices from these and other competitive companies, just click here.

Top 10 Large Car Insurance Companies in Kansas Ranked by A.M. Best Rating

1. USAA – A++
2. GEICO – A++
3. Travelers – A++
4. State Farm – A++
5. Esurance – A+
6. Allstate – A+
7. The Hartford – A+
8. Nationwide – A+
9. Progressive – A+
10. The General – A-

Top 10 Large Car Insurance Companies in Kansas Ranked by Claims Service

1. Progressive
2. Travelers
3. Liberty Mutual
4. Nationwide
5. USAA
6. AAA Insurance
7. Safeco Insurance
8. GEICO
9. The General
10. Esurance

Top Companies for Hyundai Santa Fe Insurance in Kansas

The information below demonstrates how deductibles can impact insurance costs when trying to find cheap insurance for a Hyundai Santa Fe. The data assumes a married female driver, full physical damage coverage, and no additional discounts are factored in.

In the chart above, a 50-year-old driver could save $264 a year by changing from a $100 deductible to a $500 deductible, or save $396 by using a $1,000 deductible. Even younger drivers, like the age 20 example, could drop their prices up to $652 annually just by using higher deductibles. When insureds make the decision to increase the deductibles on their policy, it’s a good idea to have enough funds in savings to pay the extra out-of-pocket expense associated with higher deductibles.

Progressive vs Geico vs State Farm vs Allstate

If you’re looking for the cheapest insurance for a Santa Fe, four companies you’ll want quotes from are Progressive, Geico, State Farm, and Allstate. When combined, they make up over 48% of the entire U.S. car insurance market. The following table points out price and claims rank as well as some different options that you can purchase from each one.

How to find low-cost auto insurance for a Hyundai Santa Fe

It’s not impossible to find cheaper rates, and here are some of the better penny-pinching solutions that can help Kansas drivers locate the cheapest car insurance.

• Drive safe vehicles
• Maintain a clean driving record
• Older vehicles may not need full coverage
• Maintaining good credit helps earn cheaper rates
• Increase your deductibles
• Avoid accidents and claims
• Comparison shop at least every other year

The last idea is certainly crucial, as was discussed in this piece. Coverage rates can change considerably in a year, so don’t be hesitant to buy a policy from a new company if a better deal can be had.

Being loyal to a particular company is commendable, but it’s not a great idea if that faithfulness ends up costing you potentially thousands of dollars a year. It takes less than five minutes to shop around to find cheaper insurance for a Hyundai Santa Fe.