How Much Does Auto Insurance Cost for Nurses in Georgia?

The words “low-cost” and “insurance” really don’t belong together, specifically when shopping around for the lowest insurance rates for nurses. Let’s introduce you to a few of the factors that influence insurance premiums, and come up with some ideas to lower the cost of your next policy.

The cost and performance of the vehicle you are insuring is a significant factor when consumers are trying to find cheap insurance for nurses in Georgia. Vehicles with limited speed and performance, good crash test ratings, or low incidents of liability claims will cost substantially less to insure than higher performance models. The next lists ranks coverage prices for some of the most economical automobiles to buy insurance for.

Data rating is based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, claim-free, and safe-driver. Information does not factor in specific zip code location which can change premium rates considerably.

Table data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-policy, and multi-vehicle. Premium costs do not factor in Georgia location which can increase or decrease auto insurance rates noticeably.

Prices above based on married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Georgia minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, multi-vehicle, and safe-driver. Prices do not factor in your specific Georgia location which can impact auto insurance rates considerably.

For health professionals, one of the more important considerations that is used to help calculate insurance cost is where you normally keep your vehicle in Georgia. Areas with increased crime or more people like East Point, North Atlanta, and Alpharetta tend to have higher rates, whereas more rural areas have the benefit of cheaper auto insurance prices.

The table below rates the highest-priced places in Georgia for nurses in which to purchase auto insurance.

Rates are approximated as the specific garaging location can lower or raise coverage rates substantially.

Finding out which company has the cheapest auto insurance rates for nurses calls for a little more sweat than just getting one or two price quotes.

Every auto insurer has their own unique process for establishing rates, so let’s examine the lowest cost auto insurance companies in Georgia. It’s important to know that Georgia auto insurance rates are based on many factors that can increase the price of coverage. Turning one year older, increasing deductibles, or getting a driving violation can trigger price changes resulting in some rates now being more affordable than the competition.

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Auto-Owners normally has some of the most affordable car insurance rates in Georgia at around $830 annually. The Hartford, USAA, Central Mutual, and MetLife would also be considered some of the most economical Georgia auto insurance companies.

As shown above, if you currently have coverage with MetLife and switched to The Hartford, you might achieve a yearly savings of roughly $351. Drivers with Travelers could save as much as $366 a year, and Georgia Farm Bureau customers might lower prices by up to $399 a year.

To see how much you can save, click here to start your custom quote or visit any of the companies below.

Be aware that those rates are averaged for all drivers and vehicles and do not factor in a rate discount for nurses. So the auto insurance company that has the cheapest rates for you may not even be shown in the company chart above. That points out the importance of why you need to get rate quotes using your own specific driver and vehicle information.

Cheapest car insurance: Geico, Progressive, Allstate, or State Farm

When researching auto insurance, the top insurers to get price quotes from are Geico, Progressive, Allstate, and State Farm. When combined, they make up over 48% of the car insurance market in the United States. All four offer physical damage and liability coverage, but each has a slightly different set of options and discounts that shoppers can choose from. The table below breaks down ratings for price and service, as well as some optional coverages shoppers can expect to find with each one.