Cheapest Insurance for a GMC Sierra in Mississippi

Since we’re writing about auto insurance, the words “affordable” or “cheap” should never be used anywhere in the article as a descriptor for car insurance rates. Excuse the oxymoron, but cheap car insurance for a GMC Sierra is not easy to find. We’ll try to make it up to you, because we will tell you how you can still find and buy insurance that won’t break your budget.

Your odds of finding the best cheap coverage for a GMC Sierra in Mississippi is contingent on many rating criteria like your date of birth, whether you have good credit, and citations or violations on your driving record. Drivers in Mississippi pay around $1,170 annually for Sierra insurance, but that figure is a ballpark figure based on cost data for a 50-year-old single male driver that purchased both comprehensive and collision coverage and $250 policy deductibles.

Odds are that you are not a 50-year-old male, maybe you are married instead of single, or maybe you want different physical damage deductibles. Just a minor difference in rating factors can produce large changes in how much insurance for a GMC Sierra costs.

The different assumptions illustrate why the most reliable way to find the cheapest rates for your GMC is to make a habit of comparing prices at least once a year.

Find Cheaper GMC Sierra Insurance

Your GMC’s trim level tends to have a direct impact on the coverage cost, so the cost to insure a Sierra SLE Regular Cab 2WD model will be $210 less than the cost to insure the higher-end Sierra Denali Crew Cab 4WD model, as shown below.

Above prices assume single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Mississippi minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Premium costs do not factor in vehicle location which can revise coverage prices substantially.

Ending up with the top car insurance provider is hard considering how many different companies insure vehicles in Mississippi. The company rank data shown below can help you decide which providers to look at when shopping your coverage around.

The ratings below include companies that write coverage in many states, so companies without a large exposure are not taken into consideration for the list. To compare prices from the most competitive companies in Mississippi, simply click here.

Get discounts on Mississippi auto insurance

Car insurance companies that sell the cheapest insurance for a GMC Sierra in Mississippi may provide premium discounts that can reduce rates by 25% or more if you meet eligibility requirements. Popular insurance companies and some of their more popular discounts are outlined below.

• AAA may include discounts for pay-in-full, good driver, multi-policy, anti-theft, and education and occupation.
• Progressive offers discounts including homeowner, multi-vehicle, good student, online quote discount, and multi-policy.
• State Farm discounts include multiple autos, Steer Clear safe driver discount, anti-theft, good student, Drive Safe & Save, and student away at school.
• Esurance offers premium reductions for anti-lock brakes, online quote, Switch & Save, online shopper, multi-car, renters, and good driver.
• Nationwide may have discounts that include good student, multi-policy, family plan, business or organization, anti-theft, easy pay, and Farm Bureau membership.

The example below visualizes the comparison of car insurance costs with and without policy discounts. The premium estimates are based on a female driver, no violations or accidents, Mississippi state minimum liability limits, comp and collision included, and $100 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second shows the rates with anti-theft, defensive driving course, multiple vehicle, safe-driver, multiple policy, and homeowner discounts applied. When discounts are factored in, the average amount saved each year on insurance for a GMC Sierra is 28% or $681.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 3617,2605],[‘Age 30’, 2533,1837],[‘Age 40’, 2337,1695],[‘Age 50’, 2045,1485],[‘Age 60’, 1975,1433],[‘Age 70’, 2287,1655]]);var options = {title: ‘Insurance Premium Comparison for a GMC Sierra’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a GMC Sierra in Mississippi’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Geico, Progressive, Allstate, or State Farm: Who is best?

If you’re looking for the best insurance for a Sierra pickup in Mississippi, the four most popular companies are Geico, Progressive, Allstate, and State Farm. All four offer physical damage and liability coverage, but each has a slightly different set of options and discounts that you can choose from. The data below shows some of the different options shoppers can expect to find with each one.