Who Has Cheap Auto Insurance for Good Students in Wisconsin?

When writing about shopping for car insurance, the word “cheap” should not be used anywhere in the article to describe car insurance prices. Excuse the oxymoron, but cheap auto insurance for good students can seem impossible to find. But don’t let us ruin your dream, because we will tell you how you can quote auto insurance that may not be cheap, but it is affordable.

Deciphering which companies have the lowest-priced car insurance rates for good students will involve a little more sweat in order to find a policy that fits your budget. Each company has their own guidelines to determine rates, so let’s take a look at the car insurance companies with the most affordable rates in Wisconsin.

It’s important to know that Wisconsin car insurance rates are influenced by many factors which can substantially change the price you have to pay. Simply having another birthday, increasing liability limits, or getting caught speeding can produce rate changes that can now make some companies cheaper than competitors.

Cheap Insurance Rates for Students

Get a Free Quote and Save

USAA offers some of the most affordable car insurance rates in Wisconsin at around $586 each year. Partners Mutual, Erie, Rockford Mutual, and Nationwide would also be considered some of the more affordable Wisconsin car insurance companies.

As the rates illustrate above, if you are insured with Partners Mutual and switched to USAA, you might achieve a yearly price reduction of upwards of $28. Customers with Erie might save as much as $131 a year, and Rockford Mutual insureds might cut rates by $138 a year.

If you would like to find cheap auto insurance for good students in Wisconsin, click here to start a quote or visit any of the low-priced companies below.

Remember that these policy rates are averaged across all insureds and vehicles and are not factoring in a price discount for good students. So the company that has the lowest price for you may not even be included in the rate chart shown above. That’s why you need to get auto insurance quotes using your own specific driver information and vehicle.

For student drivers, one of the largest things that help set the amount you pay each year for auto insurance is where you live. Areas with more people like Milwaukee, West Allis, and Racine tend to have higher rates, whereas areas with less crime or weather claims have the gratification of cheap auto insurance for good students in Wisconsin.

The information below illustrates the most expensive places in Wisconsin for good students in which to buy car insurance.

Annual rates are comparative as specific location information can decrease or increase insurance rates noticeably.

Get discount Wisconsin car insurance rates

Insurance providers that sell cheap auto insurance for good students in Wisconsin may provide premium discounts that could potentially reduce rates by as much as 25% or more if you meet specific eligibility requirements. A list of companies and their offered discounts include:

• Progressive includes discounts for multi-policy, continuous coverage, homeowner, online signing, and multi-vehicle.
• GEICO has savings for federal employee, good student, anti-lock brakes, air bags, and emergency military deployment.
• State Farm policyholders can earn discounts including anti-theft, defensive driving training, Drive Safe & Save, passive restraint, and accident-free.
• Esurance offers discounts including anti-theft, multi-policy, homeowner, Pac-12 alumni, and multi-car.
• The Hartford may offer discounts for good student, driver training, defensive driver, anti-theft, air bag, and bundle.

The illustration below illustrates the difference between car insurance costs with and without discounts applied to the premium. The premium estimates are based on a female driver, no claims or driving citations, Wisconsin state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows insurance cost with no discounts. The lower bar shows the rates with good student, passive restraint, anti-theft, vehicle safety, paperless filing, and continuous coverage discounts applied. When these discounts are applied to the policy premium, the the average amount saved on car insurance for good students is 28% or $488.