How Much is Car Insurance for Uber Drivers in Louisiana?

You have surely seen all the captivating ads from insurers like Liberty Mutual and GEICO guaranteeing enormous savings. So drivers should just choose the one with the most memorable commercial, right?

Regrettably, it’s not quite that easy, as there are a whole bunch of unknown elements like the number of years of driving experience you have, your credit rating, if you want full coverage, and the liability limit you need, that all impact the cost of coverage. In this article, we will cover the best ways to save money and will hopefully give you a good beginning to your search for cheaper coverage.

For Uber vehicles, one of the big factors that help determine the amount you pay for auto insurance is where you live in Louisiana. Larger areas like New Orleans, Terrytown, and Baton Rouge tend to have higher auto insurance costs, whereas areas with fewer weather claims and lower vehicle theft rates have the luxury of cheap auto insurance for Uber drivers in Louisiana.

The information below rates the higher priced cities in Louisiana for Uber drivers to buy auto insurance in.

Price information shown is comparative as the specific zip code location can increase or decrease auto insurance rates substantially.

Finding out which companies offer the lowest-priced car insurance rates for Uber drivers may require more time than just quoting one company’s rates.

Every insurance company has a different process to set policy rates, so let’s take a look at the car insurance companies with the most affordable rates in Louisiana.

Find the Cheapest Car Insurance for Your Uber Vehicle

Click to Compare Rates Now

USAA normally has some of the lowest car insurance rates in Louisiana at around $1,642 a year. GEICO, MetLife, Progressive, and Safeway are also some of the cheaper Louisiana car insurance companies.

In this example, if you currently have a policy with MetLife and switched to USAA, you might see annual savings of upwards of $250. Drivers with Progressive may save as much as $344 a year, and Safeway customers might reduce rates by $556 a year.

Bear in mind that those premiums are averaged across all insureds and vehicles and and are not calculated with a price decrease for Uber drivers. So the car insurance company that is most affordable for your situation may not even be shown in the company chart above. That’s why you need to get quotes using your own personal information and vehicle type.

The vehicle model you are buying coverage for is a significant factor that determines if you can find cheap auto insurance for Uber drivers in Louisiana. Vehicles with high performance, a lack of advanced safety features, or a history of substantial liability claims will cost significantly more to insure than more modest models.

The tables below outlines auto insurance premiums for the cheapest vehicles to buy insurance for.

Data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Louisiana minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, homeowner, and multi-vehicle. Prices do not factor in specific garaging location which can impact rates significantly.

Cost estimates assume married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Louisiana minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Premium amounts do not factor in specific location information which can change auto insurance rates substantially.

Prices above based on married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Louisiana minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Rate information does not factor in Louisiana location which can alter coverage prices greatly.

State Farm, Allstate, Progressive, or Geico: Who is best?

When it comes to car insurance for Uber vehicles in Louisiana, the four most popular companies are State Farm, Allstate, Progressive, and Geico. The table below ranks ratings for price and service, as well as some optional coverages that policyholders can buy.