Cheap Auto Insurance for Teenage Males in Mississippi

The words “cheap” and “insurance” really shouldn’t be used together, specifically when trying to find the lowest insurance prices for teenage males. To save some money, let’s start the ball rolling by going over some of the factors that determine car insurance prices, and find out if you can take the sting out of the next policy you buy.

Deciphering which company offers the cheapest auto insurance rates for teenage males may require more time in order to find coverage that fits your buget. Each insurance company uses their own calculation for establishing rates, so let’s take a look at the auto insurance companies that tend to be cheaper in Mississippi.

It’s important that readers know that Mississippi auto insurance rates are based on many factors that control the cost of having a policy. Simply having another birthday, filing a claim, or having an accident can trigger changes in premium that can make some companies more affordable than others.

Compare Cheap Insurance Quotes for Teens

Get a Free Quote and Save

USAA generally has some of the most affordable car insurance rates in Mississippi at around $807 annually. Travelers, Unitrin, Direct General, and ALFA also are some of the more affordable Mississippi insurance companies.

In the rate table above, if you have coverage with Unitrin and switched to USAA, you could see a yearly savings of in the vicinity of $326. Insureds with Direct General might save as much as $484 a year, and ALFA insureds might realize rate reductions of up to $543 a year.

Remember that these premium estimates are averaged across all insureds and vehicles and and are not calculated with a price surcharge for teenage males. So the insurer that can offer you the best rate may not even be in the chart above. That illustrates why you need to get quotes using your own personalized driver profile and vehicle information.

The car, truck, or SUV requiring insurance is probably the biggest factor when shopping for cheap auto insurance for teenage males in Mississippi. Vehicles with economical engines, modern passenger safety features, or a low likelihood of having liability claims will cost much less to insure than high performance models.

The information below illustrates coverage prices for a handful of the cheaper vehicles to insure in Mississippi.

Prices above based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in specific location information which can alter premiums noticeably.

Price data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include safe-driver, and claim-free. Information does not factor in specific zip code location which can lower or raise coverage rates greatly.

Above prices assume single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Mississippi minimum liability limits. Discounts applied include safe-driver, and claim-free. Prices do not factor in specific location information which can change prices considerably.

When shopping for the cheapest car insurance for teen boys, one of the many things that help determine a rate quote is where you live. Cities with larger populations like Jackson, Clinton, and Pascagoula are more likely to have higher rates, whereas areas with lower vehicle theft rates and fewer weather claims receive better rates.

The next table sorts the highest-priced areas in Mississippi for teenage males to buy car insurance in.

Rate information is estimated as the specific garaging location can affect premiums substantially.

Does Allstate, Progressive, State Farm, or Geico have the cheapest car insurance?

When researching car insurance for teen boys in Mississippi, the most popular companies are Allstate, Progressive, State Farm, and Geico. Between them, they make up 48.5% of the car insurance market in the United States. They all have your normal coverages like liability, comprehensive, and collision, but each one offers unique coverages that shoppers can select from. The data below compares some of the ratings and options offered by each company.