Who Has Cheap Auto Insurance Quotes for Veterans in New Hampshire?

Who Has Cheap Auto Insurance Quotes for Veterans in New Hampshire?

The car, truck, or SUV to be insured is one of the biggest factors when quoting cheap car insurance for veterans in New Hampshire. Vehicles with limited speed and performance, modern passenger safety features, or low incidents of liability claims will cost substantially less to insure than adrenaline junky models. The information below outlines coverage prices for a selection of the cheapest vehicles to buy insurance for.

Cheapest Auto Insurance Rates for Veterans in New Hampshire
Make, Model, and Trim Level Estimated Cost for Full Coverage
Honda CR-V LX 2WD $331
Toyota Prius $368
Ford Escape XLT 2WD $375
Ford Focus S 4-Dr Sedan $385
Toyota RAV4 Limited 2WD $393
Chevrolet Traverse LT 2WD $398
Subaru Outback 2.5I Premium $400
Volkswagen Jetta S 2.5 Station Wagon $412
Honda Odyssey LX $419
Hyundai Elantra SE 4-Dr Sedan $413
Subaru Forester X Premium AWP AWD $417
Chevrolet Silverado LS Extended Cab 2WD $420
Nissan Altima Hybrid 4-Dr Sedan $429
Ford Explorer XLT 4WD $422
Honda Civic DX 4-Dr Sedan $436
Toyota Sienna CE $444
Toyota Tacoma Double Cab 4WD $444
Chevrolet Impala LT $449
Chevrolet Malibu Hybrid $444
Hyundai Tucson Limited 2WD $446
Jeep Grand Cherokee Laredo 2WD $452
Toyota Camry Hybrid $447
Dodge Grand Caravan Crew $453
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Cost estimates assume married female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and New Hampshire minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Price estimates do not factor in the specific area where the vehicle is garaged which can increase or decrease coverage rates significantly.

Based upon these rates, you can assume that vehicles like the Honda CR-V, Toyota Prius, and Ford Escape should be the less-costly vehicles to insure for veterans.

One of the many components that is looked at to help calculate a rate quote is where your home is located in New Hampshire. Areas with a lot of weather claims or more people like Manchester, Pinardville, and Nashua likely pay more, whereas cities that are not as densely populated have the gratification of cheap car insurance for veterans in New Hampshire.

The illustration below illustrates the higher priced cities in New Hampshire for veterans to buy car insurance in.

How much is auto insurance in New Hampshire?
Rank City Annual Rate
1 Manchester $1,328
2 South Hooksett $1,204
3 Pinardville $1,201
4 Derry $1,187
5 Nashua $1,172
6 Hudson $1,166
7 Londonderry $1,159
8 Berlin $1,152
9 Hampton $1,146
10 Exeter $1,111
11 Durham $1,102
12 Laconia $1,098
13 Milford $1,096
14 Somersworth $1,094
15 Franklin $1,091
16 Newmarket $1,083
17 Claremont $1,081
18 Portsmouth $1,073
19 Dover $1,068
20 Rochester $1,054
21 Hanover $1,041
22 Lebanon $1,040
23 Concord $1,016
24 Suncook $995
25 Keene $984
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Premium amounts are comparative as specific location information can alter prices substantially.

The information below demonstrates how deductible levels can affect annual premium costs when searching for cheap insurance for veterans. The data is based on a single female driver, comprehensive and collision coverage, and no discounts are applied to the premium.

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As shown above, a 50-year-old driver could cut expenses by $186 a year by changing from a $100 deductible to a $500 deductible, or save $282 by choosing a $1,000 deductible. Even younger insureds, like the 20-year-old, could lower their rates $476 annually by selecting a higher deductible. When using a larger deductible, it is a good idea to have plenty of money set aside to enable you to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

State Farm vs Allstate vs Geico vs Progressive

When comparing car insurance for veterans in New Hampshire, some of the first companies to look at are State Farm, Allstate, Geico, and Progressive. The table below compares pricing and service ratings, as well as optional policy coverages offered by each one.

Car Insurance Company Comparison
State Farm Allstate Geico Progressive
Overall Satisfaction 4th 2nd 1st 3rd
Discounts Offered 3rd 1st 2nd 4th
Claims Service 2nd 1st 3rd 4th
Price Ranking 2nd 4th 1st 3rd
Percent of U.S. market 18.3% 10% 11.4% 8.8%
Coverage for Uber and Lyft drivers Yes Yes Yes Yes
New car replacement coverage No Yes No No
Usage-based insurance Yes Yes No Yes
Accident forgiveness coverage No Yes Yes Yes
Emergency roadside service Yes Yes Yes Yes
Mechnical breakdown No No Yes Yes
Offered in New Hampshire Yes Yes Yes Yes
Where you can buy Only from State Farm agents Only buy from Allstate agents Can buy online or use a Geico agent Buy online or from an independent agent
Number of agents 18,000+ 11,000+ 150+ 30,000+
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How to find budget-friendly auto insurance for veterans

It is possible to find better rates, and here are a few money-saving suggestions that can help you quote more affordable coverage.

  • Serious violations like DUI or careless driving can make car insurance unaffordable
  • Save money by bundling your home and auto policies
  • Drive vehicles with five-star safety ratings
  • Avoid having at-fault accidents
  • If possible, pay for small claims out-of-pocket
  • Compare rates once a year for cheaper prices

The last suggestion is extraordinarily crucial, as was stressed in the article above. Coverage prices change frequently, so don’t be hesitant to change to a new company if a better rate can be found.

Having a favorite company is fine, but it’s not a good idea if that loyalty results in overpaying a fortune every year. It takes less than five minutes to compare rates to find cheaper insurance for veterans.