Who Has Cheap Auto Insurance for Real Estate Agents in Nebraska?

The words “low-cost” and “insurance” probably shouldn’t be used in the same sentence, in particular when searching for the best coverage prices for real estate agents. Because it’s so expensive, let’s start the ball rolling by going over some of the factors that have an effect on auto insurance prices, and see if you can take the sting out of the next policy you buy.

The make and model of vehicle requiring coverage is one of the largest considerations in finding cheap car insurance for real estate agents in Nebraska. Vehicles with average performance, a great safety record, or a track record of few liability claims will cost substantially less to insure than fast, unsafe models.

The next tables shows insurance costs for a number of the cheaper vehicles to insure.

Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Rates do not factor in specific location information which can affect rates substantially.

Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, homeowner, and safe-driver. Price information does not factor in the specific area where the vehicle is garaged which can revise prices noticeably.

Data based on single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include homeowner, safe-driver, multi-vehicle, multi-policy, and claim-free. Prices do not factor in your specific Nebraska location which can revise price quotes significantly.

Finding out which company quotes the lowest-priced car insurance rates for real estate agents takes a little more effort than just quoting one company’s rates. Every auto insurer uses a slightly different approach for determining prices, so let’s rank the most affordable car insurance companies in Nebraska.

It’s important to know that Nebraska car insurance rates are impacted by many factors which can significantly increase or decrease the policy premium. Simply having a birthday, moving to a different location, or having an at-fault accident can trigger rate changes that can make some companies more affordable than the competition.

Best Auto Insurance Prices for Realtors

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google.charts.setOnLoadCallback(drawNET5qcibChart);function drawNET5qcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }], [‘Safeco’, 804, ‘#33CFCA’], [‘The Hartford’, 839, ‘#2AACA8’], [‘Auto-Owners’, 923, ‘#238F8C’], [‘Allied’, 939, ‘#1D7774’], [‘Farmers Mutual of Nebraska’, 979, ‘#186360’]]);var options = {title: ‘Low-Cost Auto Insurance Companies in Nebraska’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1079,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibt5cic’));chart.draw(view, options);}

Safeco generally has some of the best car insurance rates in Nebraska at around $804 each year. The Hartford, Auto-Owners, Allied, and Farmers Mutual of Nebraska also qualify as some of the more affordable Nebraska car insurance companies.

As illustrated above, if you have coverage with Allied and switched to The Hartford, you might see an annual premium reduction of about $100. Drivers with Farmers Mutual of Nebraska might save as much as $140 a year, and Nationwide policyholders might realize rate reductions of up to $158 a year.

Be aware that those prices are averages across all types of drivers and the different vehicles they drive and are not factoring in a rate decrease for real estate agents. So the insurer that fits your situation best may not even be in the above rate chart. That is why you need to get quotes using your own individual information.

One of the many criteria that help set insurance cost is where your home is located. Urban areas that are densely populated like Scottsbluff, Gering, and South Sioux City tend to have higher auto insurance costs, whereas areas with less crime or weather claims have the gratification of cheap car insurance for real estate agents in Nebraska.

The information below sorts the most expensive cities in Nebraska for real estate agents to purchase car insurance in.

Rate information is approximated as specific location information can lower or raise premium rates substantially.

Discounts on cheap car insurance for real estate agents in Nebraska

Insurance providers that provide coverage for real estate agents may have premium discounts that could potentially reduce rates by 35% or more if you are eligible. Large car insurance companies and the discounts they provide include:

The chart below visualizes the comparison of insurance rates with and without discounts applied to the rates. The rate quotes are based on a male driver, no tickets, no at-fault accidents, Nebraska state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows the price with no discounts. The lower bar shows the rates with passive restraint, multiple policy, marriage, accident-free, defensive driving course, and claim-free discounts applied. When these discounts are applied, the average amount saved each year on car insurance for real estate agents is 16% or $234.

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Reckless driving habits raise Nebraska car insurance rates

The ideal way to receive good car insurance premiums in Nebraska for realtors is to drive carefully and maintain a clean driving record. The illustration below illustrates how speeding tickets and accident claims drive up insurance rates for each age group. The rate quotes are based on a single female driver, comprehensive and collision coverage, $500 deductibles, and no discounts are applied to the premium.

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In the prior example, the average cost of car insurance per year with no accidents and a clean driving record is $1,350. Factor in two speeding tickets and the average cost surges to $1,803, an increase of $453 each year. Next add two accidents along with the two speeding tickets and the 12-month cost of car insurance for real estate agents goes up to an average of $3,570. That’s an increase of $2,220, or $185 per month, just for not being a responsible driver!

Best rates: State Farm, Allstate, Geico, or Progressive

When it comes to car insurance for realtors, some of the largest companies to start with are State Farm, Allstate, Geico, and Progressive. When combined, they insure nearly half of the car insurance market in the United States. The table below illustrates pricing and service ratings, plus some optional coverages .