How Much is Insurance for a Subaru Impreza in Indiana?

How Much is Insurance for a Subaru Impreza in Indiana?

When writing about car insurance, the words “cheap” or “affordable” should not appear anywhere in the article to describe car insurance prices. Forgive the oxymoron, but cheap car insurance for a Subaru Impreza does not exist. Don’t let that bother you, though, because we can show you some ways you can get car insurance that is easier on your budget.

Buying the cheapest coverage for a Subaru Impreza in Indiana is dependent upon factors such as the safety rating for your Impreza, the insurance company you are currently insured with, and if you have tickets or violations. Drivers pay an average rate of $720 annually for Impreza insurance, but that cost is based on rates for a 50-year-old married female with full comprehensive and collision coverage and $500 physical damage deductibles.

There is a very good chance that you are not 50 years old and maybe not even female, maybe you are single instead of married, or you just prefer to insure for liability only. Even a minor change in rating criteria can induce significant differences in price quotes.

Every driver’s needs are different, and that is why the best way to quote the cheapest coverage for your Subaru is to do your own rate comparisons.

Find Cheaper Subaru Impreza Insurance

The trim level of your Subaru has an effect on the cost of coverage, so the price to insure a Impreza 2.5I 4WD Station Wagon trim level will be $164 less expensive the price to insure the higher-end Impreza WRX STI 4WD Station Wagon model, as shown in the chart below.

Subaru Impreza Insurance Rates in Indiana
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $136 $202 $264 $16 $80 $698 $58
Impreza 2.5I 4WD Station Wagon $136 $202 $264 $16 $80 $698 $58
Impreza Outback Sport 4WD Station Wagon $136 $244 $264 $16 $80 $740 $62
Impreza 2.5I AWD 4-Dr $154 $244 $264 $16 $80 $758 $63
Impreza 2.5I Premium Package AWD 4-Dr $154 $288 $264 $16 $80 $802 $67
Impreza WRX 4WD Station Wagon $154 $288 $264 $16 $80 $802 $67
Impreza 2.5 GT 4WD Station Wagon $170 $288 $264 $16 $80 $818 $68
Impreza WRX AWD 4-Dr $170 $332 $264 $16 $80 $862 $72
Impreza 2.5I GT AWD 4-Dr $170 $332 $264 $16 $80 $862 $72
Impreza WRX STI 4WD Station Wagon $170 $332 $264 $16 $80 $862 $72
Get Your Own Custom Quote Go

Above prices assume married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, claim-free, and multi-vehicle. Rates do not factor in specific Indiana garaging location which can change coverage rates considerably.

Ending up with the highest-rated company is difficult considering how many choices drivers have in Indiana. The company rank data displayed below could help you analyze which auto insurers you want to consider purchasing coverage from. These ratings are only made up of large nationwide companies, so companies that may only write in Indiana will not be included in these rankings.

Top 10 Large Auto Insurance Providers in Indiana Ranked by Customer Satisfaction

  1. USAA – 92%
  2. 21st Century – 88%
  3. Erie Insurance – 88%
  4. Nationwide – 88%
  5. American Family – 88%
  6. State Farm – 88%
  7. Progressive – 87%
  8. Liberty Mutual – 87%
  9. AAA Insurance – 87%
  10. The Hartford – 87%

Top 10 Large Auto Insurance Providers in Indiana Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. Erie Insurance
  5. State Farm
  6. Liberty Mutual
  7. Safeco Insurance
  8. Allstate
  9. 21st Century
  10. Titan Insurance

Top Companies for Subaru Impreza Insurance in Indiana

The chart below highlights how deductible choice can affect insurance prices when researching cheap insurance for a Subaru Impreza. The information is based on a married male driver, comp and collision included, and no discounts are applied.

A 50-year-old driver could lower their car insurance rates by $312 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $468 by selecting a $1,000 deductible. Even younger insureds, such as the Age 20 example, could shave $1,044 each year just by using higher deductibles. When using a larger deductible, it will now be necessary to have spare funds to allow you to pay the extra out-of-pocket expense, which is the main inconvenience of larger deductibles.

How to find the cheapest insurance for a Subaru Impreza

The list below details many thrifty suggestions that can help Indiana drivers locate cheap auto insurance.

  • Buying home and auto insurance together can earn discounts
  • Do not pay for full coverage on older vehicles
  • Keep your driving record clean
  • Avoid filing excessive claims
  • Vehicles with safetly features generally cost less to insure
  • Avoid at-fault accidents and claims
  • Shop around and save

That final tip is highly necessary, as was affirmed in the article above. Prices charged by car insurance companies go up and down frequently, so don’t be hesitant to buy a different policy if a cheaper price is available.

Having brand loyalty is commendable, but is isn’t recommended if that dedication is costing a fortune every year. In just a few minutes you could compare rates to find cheaper auto insurance for a Subaru Impreza.