How Much Does Auto Insurance Cost for Felons in New Hampshire?

How Much Does Auto Insurance Cost for Felons in New Hampshire?

When shopping for cheaper auto insurance for felons, one of the many factors that establish the price you pay for insurance is where you normally keep your vehicle in New Hampshire. Areas with high crime rates or more dense population like Manchester, Derry, and South Hooksett will most likely have higher rates, whereas areas with less congestion benefit from lower prices.

The table below ranks the highest-priced places in New Hampshire for felons to purchase auto insurance in.

Car insurance prices in New Hampshire
Rank City Annual Rate
1 Manchester $1,276
2 Pinardville $1,201
3 Derry $1,187
4 Londonderry $1,171
5 South Hooksett $1,168
6 Exeter $1,145
7 Nashua $1,137
8 Milford $1,129
9 Claremont $1,125
10 Hampton $1,124
11 Hudson $1,120
12 Newmarket $1,116
13 Dover $1,112
14 Berlin $1,106
15 Somersworth $1,094
16 Laconia $1,087
17 Lebanon $1,082
18 Durham $1,080
19 Portsmouth $1,073
20 Hanover $1,073
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Premium costs are comparative as the garaging address in New Hampshire can alter price quotes considerably.

Determining which company offers the lowest-priced car insurance rates for felons requires more work in order to find the best price. Each auto insurer has a unique approach to set policy rates, so let’s take a look at the car insurance companies that tend to be cheaper in New Hampshire.

It’s a good idea to know that New Hampshire car insurance rates are impacted by many factors which can substantially decrease or increase the price you have to pay for coverage. Simply turning a year older, having a teenage driver, or getting a reckless driving citation may prompt premium changes resulting in some rates now being much cheaper than others.

Cheapest Insurance Rates for Felons

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New Hampshire car insurance ranked by cost per year
Rank Company Cost Per Year
1 Concord $691
2 Travelers $723
3 Patriot $788
4 USAA $845
5 Amica $889
6 Vermont Mutual $900
7 Encompass $1,025
8 Progressive $1,075
9 MMG Insurance $1,080
10 State Farm $1,100
11 MetLife $1,241
12 Liberty Mutual $1,398
13 GEICO $1,400
14 Safeco $1,740
15 Allstate $1,777
16 The Hartford $1,802
17 Hanover $2,106
18 Commerce Group $2,438
19 Nationwide $5,950
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Concord generally has some of the best car insurance rates in New Hampshire at around $691 each year. Travelers, Patriot, USAA, and Amica also qualify as some of the cheapest New Hampshire car insurance companies.

As the example above demonstrates, if you currently buy coverage from Travelers and switched to Concord, you might achieve a yearly price reduction of in the neighborhood of $32. Customers with Patriot could save as much as $97 a year, and USAA policyholders might lower prices by up to $154 a year.

Bear in mind that those policy rates are averages for all types of drivers and the different vehicles they drive and and are not figured with a price decrease for felons. So the auto insurance company that can offer you the best rate may not even be featured in the above rate chart. That points out the importance of why you need to get car insurance quotes using your own individual information.

The vehicle model driven is probably the most important factor that determines if you can find the best coverage for felons. Vehicles with higher performance characteristics, poor safety ratings, or a track record of large liability claims will cost more to insure than more economical and safe models. The next table ranks coverage prices for some of the most affordable automobiles to insure in New Hampshire.

Cheapest Auto Insurance Rates for Felons in New Hampshire
Vehicle Make and Model Estimated Cost for Full Coverage
Hyundai Elantra SE Touring Station Wagon $493
Ford Escape XLT 2WD $494
Hyundai Tucson GLS 4WD $498
Honda Accord LX 4-Dr Sedan $506
Chevrolet Traverse LT 2WD $520
Ford Edge Limited 2WD $529
Hyundai Santa Fe GLS 2WD $520
Honda CR-V EX 4WD $521
Toyota RAV4 Sport 4WD $531
Toyota Sienna XLE $536
Jeep Wrangler Sport Islander Package 4WD 2-Dr $535
Ford Explorer Eddie Bauer AWD $542
Dodge Grand Caravan SE $548
Subaru Forester XT Limited Edition AWD $550
Toyota Prius $569
Chevrolet Impala LS $571
Nissan Altima 3.5 SR 4-Dr Sedan $575
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Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and New Hampshire minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, multi-policy, and claim-free. Price information does not factor in vehicle location which can influence price quotes noticeably.

Looking at the rates, we can infer that makes and models like the Hyundai Elantra, Ford Escape, and Hyundai Tucson are most likely going to be the more affordable vehicles to insure for felons.

Insuring your vehicle with a good quality insurer can be difficult considering how many choices drivers have in New Hampshire. The ranking data listed below can help you decide which auto insurers you want to consider when comparing auto insurance rates for felons. These ratings are for major nationwide insurance companies, so smaller companies that only insure vehicles in New Hampshire will not be included in the list.

Top 15 Car Insurance Companies in New Hampshire
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
The General 96 100 92 91% A- 95
The Hartford 88 96 91 93% A+ 92.6
Progressive 84 94 99 90% A+ 92.4
Travelers 84 93 100 87% A++ 92.3
State Farm 84 93 95 87% A++ 91
Farmers Insurance 87 92 90 85% A 90.6
Safeco Insurance 85 91 87 86% A 88.4
USAA 71 93 98 87% A++ 88
GEICO 73 93 95 85% A++ 87.1
21st Century 85 85 91 89% A 86.9
Liberty Mutual 72 91 97 83% A 86.4
AAA Insurance 85 85 88 86% A 85.8
Nationwide 71 90 93 83% A+ 84.9
Allstate 69 92 92 83% A+ 84.4
American Family 77 96 80 85% A 83.8
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Data Source: Insure.com Best Car Insurance Companies