Best Cheap Auto Insurance for Low Credit Scores in Washington

Shopping around for budget auto insurance is hard enough, and finding out which company quotes the cheapest insurance rates for low credit scores will require even more perseverance.

Each insurer uses their own method to set their prices, so let’s take a look at the lowest cost insurance companies in Washington.

Lowest Insurance Price Quotes in Washington

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Capital may have some of the cheapest car insurance rates in Washington at around $777 per year. Grange, Nationwide, PEMCO, and Mutual Enumclaw also make the cut as some of the best Washington car insurance companies.

In the above rates, if you buy coverage from Nationwide and switched to Capital, you could earn a yearly savings of about $184. Policyholders with PEMCO might save as much as $227 a year, and Mutual Enumclaw policyholders might lower prices by up to $246 a year.

It’s important to note that these prices are averaged for all ages of drivers and types of vehicles and and are not calculated with a price discount for low credit scores. So the company that is best suited for you may not even be featured in the list of companies above. That underscores the importance of why you need to get rate quotes using your own specific driver information and vehicle.

One of the key criteria that play a part in determining the price of your policy is the neighborhood you call home. Areas with increased crime or more people like Tacoma, Seattle, and Auburn are more likely to pay higher prices, whereas areas with lower vehicle theft rates and fewer weather claims enjoy lower insurance rates.

The following table lists the most expensive areas in Washington for low credit scores in which to purchase auto insurance.

Price information shown is comparative as the garaging address in Washington can raise or lower insurance rates significantly.

State Farm, Geico, Progressive, or Allstate: Who is best?

If you are looking for the best auto insurance, four good companies to start with are State Farm, Geico, Progressive, and Allstate. They all have the same basic coverages, but each one has slightly different coverages and options that may influence your buying decision. The next table compares pricing and service ratings, as well as optional policy coverages shoppers can find with each company.