How Much Does Insurance Cost for Electric Cars in West Virginia?

The type of vehicle you are buying coverage for is probably the largest consideration that determines if you can find cheap insurance for electric cars in West Virginia. Vehicles with lower performance, an excellent safety record, or a track record of few liability claims will cost less to insure than fast, unsafe models.

The list below outlines coverage costs for a number of the most budget-friendly vehicles to insure in West Virginia.

Table data represents married female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and West Virginia minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Table data does not factor in specific zip code location which can increase or decrease premium rates greatly.

Looking at the rates, you can assume that vehicles like the Hyundai Elantra, Ford Escape, Honda Accord, and Honda CR-V will definitely be the less-costly vehicles to insure for eco-friendly vehicles.

Finding reliable, cheap car insurance is not the easiest thing to do, and determining which company has the most affordable insurance rates for electric cars will involve even more work. Every insurance provider has a different formula for determining prices, so let’s begin by examining the lowest cost insurance companies in West Virginia.

It’s important to know that West Virginia insurance rates are determined by lots of factors which can substantially decrease or increase the cost of a policy. This price variability is why consumers need to take the time to spend some time comparing rates when trying to get affordable insurance rates for electric cars. Rates are determined by many factors and can change substantially, so the cheapest company the last time you shopped around may now be one of the more expensive options.

Cheap Insurance Rates for EV’s

Compare Rates and Save

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Erie generally has some of the cheapest car insurance rates in West Virginia at around $904 annually. The Hartford, State Auto, Westfield, and USAA also qualify as some of the lowest-priced West Virginia insurance companies.

In this example, if you currently have a policy with Westfield and switched to The Hartford, you might realize annual savings of in the neighborhood of $272. Customers with USAA could save as much as $297 a year, and State Farm customers might realize rate reductions of up to $464 a year.

To get a fast rate comparison, click here to get quotes or click through to the companies below.

Be aware that those estimates are averaged for all types of insureds and vehicles and and are not calculated with a rate discount for electric cars. So the auto insurance company that can offer you the lowest price may not even be featured in the company chart above. That underscores the importance of why you need to quote rates from many companies using your own personal information and vehicle type.

When shopping for car insurance for eco-friendly vehicles, one of the many factors that aid in calculating the price of your policy is your zip code. Regions with larger populations or more claims like Elkins, Princeton, and South Charleston tend to pay higher rates, whereas areas with less traffic congestion and claims generally pay lower car insurance rates.

The information below displays the most expensive places in West Virginia for electric cars in which to buy car insurance.

Rate information is approximated as the specific West Virginia residence address can influence auto insurance rates considerably.

Discount West Virginia insurance

Insurance providers that offer cheap insurance for electric cars in West Virginia may have price discounts that could reduce prices by as much as 30% if you meet specific criteria. Companies and their offered discounts are:

The illustration below illustrates the difference between yearly insurance costs with and without some available policy discounts. Data assumes a female driver, no accidents, no driving violations, West Virginia state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows the average rate with no discounts. The lower bar shows the rates with safe-driver, homeowner, vehicle safety, multiple vehicle, anti-theft, and marriage discounts applied. When these discounts are applied, the average amount saved each year on insurance for electric cars is % or $.

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Allstate, State Farm, Progressive, and Geico: Who is cheapest?

If you want the best auto insurance for eco-friendly vehicles, four companies to consider are Allstate, State Farm, Progressive, and Geico. All of them offer physical damage and liability coverage, but each has a distinct set of features and optional coverages that you can choose from. The table below points out price and claims rank as well as some different options that may be available in your state.