Cheapest Car Insurance Quotes with Multiple Speeding Tickets in Delaware

Cheapest Car Insurance Quotes with Multiple Speeding Tickets in Delaware

The safety and performance level of the vehicle you are trying to insure is one of the main factors that determines whether or not you find the lowest-priced coverage with multiple speeding tickets. Vehicles with higher performance characteristics, a lack of safety features, or a track record of large liability claims will cost significantly more to insure than more modest models. The lists below shows auto insurance premiums for the more afforable vehicles to insure.

Car Insurance Rates for Popular Cars in Delaware
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Ford Fusion SEL 4-Dr Sedan $1,750 $875 $146
Honda Civic SI 4-Dr Sedan $1,812 $906 $151
Hyundai Elantra Blue 4-Dr Sedan $1,676 $838 $140
Hyundai Sonata GLS 4-Dr Sedan $1,712 $856 $143
Kia Optima EX $1,850 $925 $154
Toyota Camry SE $1,712 $856 $143
Toyota Corolla LE $1,712 $856 $143
Volkswagen Jetta SE 4-Dr Sedan $1,750 $875 $146
Get a Custom Quote for Your Car Go

Above prices assume married female driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, and homeowner. Information does not factor in specific Delaware garaging location which can revise premiums substantially.

Auto Insurance Rates for Popular SUVs and Crossovers in Delaware
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
BMW X5 3.5D AWD $1,922 $961 $160
Chevrolet Traverse LT 2WD $1,434 $717 $120
Ford Escape XLT 4WD $1,396 $698 $116
Ford Explorer XLT 4WD $1,512 $756 $126
GMC Acadia SL 2WD $1,476 $738 $123
GMC Terrain SLE AWD $1,496 $748 $125
Honda CR-V LX 4WD $1,360 $680 $113
Honda Fit $1,316 $658 $110
Honda Pilot EX-L 2WD $1,650 $825 $138
Hyundai Tucson GLS 4WD $1,512 $756 $126
Jeep Grand Cherokee Limited 2WD $1,750 $875 $146
Kia Sportage EX 2WD 4-Dr $1,612 $806 $134
Toyota Highlander SE 2WD $1,650 $825 $138
Toyota RAV4 Limited 4WD $1,612 $806 $134
Get a Custom Quote for Your SUV or Crossover Go

Above prices assume married female driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, and claim-free. Information does not factor in the specific area where the vehicle is garaged which can increase or decrease coverage prices considerably.

Insurance Rates for Popular Pickup Trucks in Delaware
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 3500HD LTZ Crew Cab 2WD $1,822 $911 $152
Chevrolet Silverado LS Crew Cab 4WD $1,750 $875 $146
Dodge Ram 3500 Mega Cab SLT 4WD $2,404 $1,202 $200
Dodge Ram Quad Cab ST 4WD $1,750 $875 $146
Ford F-150 Lariat Crew Cab 4WD $1,650 $825 $138
GMC Canyon SLE Crew Cab Z71 4WD $1,650 $825 $138
GMC Sierra 3500HD SLT Extended Cab 2WD $1,786 $893 $149
GMC Sierra SL Crew Cab 2WD $1,750 $875 $146
Toyota Tacoma X-Runner 2WD $1,712 $856 $143
Toyota Tundra SR/5 Double Cab 2WD $1,712 $856 $143
Get a Custom Quote for Your Truck Go

Premium data assumes married female driver age 50, two speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, and multi-policy. Estimates do not factor in vehicle garaging location which can affect auto insurance rates noticeably.

When shopping for the cheapest insurance after a few driving violations, one of the many factors used to establish insurance cost is where you keep your vehicle in Delaware. Areas that are densely populated or have higher claim frequency like Wilmington Manor, Brookside, and Edgemoor tend to pay higher rates, whereas more rural areas benefit from lower rates.

The illustration below displays the most costly cities in Delaware with multiple speeding tickets in which to buy car insurance.

How much does auto insurance cost in Delaware?
Rank City Annual Rate
1 Wilmington Manor $2,257
2 Wilmington $2,246
3 Brookside $2,186
4 New Castle $2,119
5 Edgemoor $2,098
6 Middletown $2,090
7 Newark $2,024
8 Bear $2,021
9 Hockessin $2,000
10 Claymont $1,987
11 Pike Creek $1,980
12 Elsmere $1,968
13 Smyrna $1,817
14 Camden $1,672
15 Milford $1,667
16 Dover $1,626
17 Highland Acres $1,624
18 Harrington $1,611
19 Seaford $1,606
20 Laurel $1,586
Start a Quote Go

Premium costs are approximated as the vehicle garaging location can influence rates greatly.

Insurance company ratings

Finding the best car insurance company can be a challenge considering how many different insurance companies sell coverage in Delaware. The ranking data shown next could help you pick which coverage providers to look at when trying find the best insurance with multiple speeding tickets.

The rankings below are only made up of the largest companies in America, so companies with more of a regional focus are not included in these rankings. To check prices from many more Delaware auto insurance companies, click here.

Delaware Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
Compare Rates Now Go

Data Source: Insure.com Best Car Insurance Companies

Discounts on the cheapest auto insurance with multiple speeding tickets in Delaware

Insurance after a few driving violations in DelawareInsurance companies that offer quotes with multiple speeding tickets could also offer discounts that could potentially reduce rates by as much as 40% or more if you qualify. A few popular companies and their offered discounts are outlined below.

  • State Farm may include discounts for multiple policy, multiple autos, good driver, defensive driving training, anti-theft, driver’s education, and Steer Clear safe driver discount.
  • GEICO may offer discounts for good student, five-year accident-free, military active duty, defensive driver, driver training, multi-policy, and emergency military deployment.
  • SAFECO may have discounts that include homeowner, teen safe driver, accident prevention training, drive less, and multi-car.
  • Farmers Insurance has discounts for teen driver, mature driver, homeowner, business and professional, pay in full, switch companies, and multi-car.
  • AAA discounts include anti-theft, AAA membership discount, good student, education and occupation, pay-in-full, and multi-policy.
  • USAA offers discounts including multi-policy, driver training, annual mileage, military installation, and defensive driver.

The illustration below illustrates the comparison of premium costs with and without discounts. The costs are based on a female driver, two violations and no at-fault accidents, Delaware state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The lower bar shows the rates with passive restraint, continuous coverage, marriage, multiple vehicle, vehicle safety, and anti-theft discounts applied. When discounts are factored in, the the average amount saved on insurance with multiple speeding tickets is 28% or $810.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 3961,2839],[‘Age 30’, 2887,2077],[‘Age 40’, 2749,1979],[‘Age 50’, 2493,1793],[‘Age 60’, 2435,1755],[‘Age 70’, 2761,1981]]);var options = {title: ‘Comparison of Insurance Rates with Multiple Speeding Tickets’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle in Delaware’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Who is cheaper: Allstate, Geico, Progressive, or State Farm?

When it comes to auto insurance after a few driving violations, four of the best places to start are Allstate, Geico, Progressive, and State Farm. Each company has a distinct set of features and optional coverages that policyholders can choose from. The data below points out some of the different features offered by each one.

Auto Insurance Companies Compared
Allstate Geico Progressive State Farm
Policy Discounts 1st 2nd 4th 3rd
Overall Price 4th 1st 3rd 2nd
Client Satisfaction 2nd 1st 3rd 4th
Handling of Claims 1st 3rd 4th 2nd
Market share percentage 10% 11.4% 8.8% 18.3%
Customer recommendation 86% 87% 88% 88%
Breakdown insurance No Yes Yes No
Accident forgiveness coverage Yes Yes Yes No
Rate for vehicle usage Yes No Yes Yes
Uber and Lyft insurance Yes Yes Yes Yes
New car replacement Yes No No No
Emergency roadside assistance Yes Yes Yes Yes
Get Quotes Go