Cheap Insurance for a Nissan Versa in Mississippi

The chances that you’ll find the cheapest auto insurance for a Nissan Versa in Mississippi relies on a large number of factors such as the number of years you have been driving, if you have a lapse in coverage, and if you had any at-fault accidents in the last few years. Drivers in Mississippi pay approximately $980 each year to insure their Versa, but that price is based on rate data for a 30-year-old single male driver that included comprehensive and collision coverage and $500 deductibles.

Most likely you’re not a 30-year-old male, married instead of single, and maybe you want higher deductibles. Just a minor change in policy rating variables can make a big difference in the price of a policy.

Each driver has unique rating factors, so the way we recommend to find the most affordable coverage for your Nissan is to comparison shop your policy at every renewal or at least every couple of years. Get a free quote now and you will receive prices from some of the best companies that insure Nissan vehicles in Mississippi.

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Your vehicle’s trim level tends to have a direct effect on the coverage cost, so the cost to insure a Versa 1.6 SEDAN model will be $238 less expensive the insurance cost for the higher-end Versa 1.8 SL SEDAN version, as shown in the prices below.

Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Mississippi minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Premium costs do not factor in the specific area where the vehicle is garaged which can change auto insurance rates substantially.

Buying coverage from a good quality insurance provider can be challenging considering how many different companies insure vehicles in Mississippi. The company rank data shown below may help you analyze which car insurance providers you want to consider to insure your vehicles.

These rankings only include companies with a nationwide focus, so companies that have a smaller presence will not be included in this list. To compare prices from many more Mississippi auto insurance companies, simply click here.

Top 10 Major Auto Insurance Companies Overall in Mississippi

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Top Companies for Nissan Versa Insurance in Mississippi

The example below illustrates how your choice of deductibles can raise or lower yearly insurance costs when researching cheap insurance for a Nissan Versa. The data is based on a single male driver, comp and collision included, and no other discounts are factored in.

The data above shows that a 50-year-old driver could lower rates by $348 a year by switching from a $100 deductible to a $500 deductible, or save $524 by choosing a $1,000 deductible. Even younger insureds, like the age 20 example, can save up to $1,170 annually by using higher deductibles when buying full coverage.

When insureds make the decision to increase the deductibles on their policy, it is a good idea to have emergency funds available to offset the extra out-of-pocket expense that comes with higher deductibles.

Safe drivers pay cheaper rates

The recommended way to receive the cheapest insurance premiums in Mississippi for a Versa is to be a safe driver and avoid accidents and traffic violations. The chart below shows how traffic citations and accident claims can raise auto insurance costs for each different age category. The data assumes a married female driver, comprehensive and collision coverage, $100 deductibles, and no discounts are taken into consideration.

The chart shows that the average cost of a car insurance policy per year with no accidents and a clean driving record is $1,774. Get one speeding ticket and the average cost jumps to $2,064, an increase of $290 each year. Now get one accident along with the one speeding ticket and the yearly cost of insurance for a Nissan Versa jumps again to an average of $2,910. That’s an increase of $1,135, or $95 per month, just for not maintaining a clean driving record!

Does State Farm, Allstate, Progressive, or Geico have the cheapest car insurance?

When comparing insurance for a Versa in Mississippi, four companies to take a look at are State Farm, Allstate, Progressive, and Geico. When combined, they insure nearly half of all car insurance policies in America. The table below points out pricing and service ratings, plus some optional coverages that are available for policyholders.