Best Cheap Insurance for a Dodge Grand Caravan in Wisconsin

The likelihood of finding the cheapest insurance for a Dodge Grand Caravan in Wisconsin relies on a large number of rating criteria such as your financial responsibility, your residence address, and if you have a clean driving record. Wisconsin drivers on average pay around $810 every 12 months to insure their Grand Caravan, but that cost is an estimate based on a 30-year-old single female driver with both comprehensive and collision coverage and $250 policy deductibles.

It’s highly likely you are not a 30-year-old female, maybe you are married instead of single, or maybe you prefer liability limits higher than required by Wisconsin state law. Have just a small change in input factors can lead to a significant difference in the cost of insurance.

Every driver’s needs are different, and that is why your best chance at finding the cheapest insurance price for your Dodge is to do the rate comparisons yourself. In just a few minutes you can get rates from the best auto insurance companies that offer coverage in Wisconsin.

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Your vehicle’s trim level tends to impact the insurance rate, so the price to insure a Grand Caravan CV model will be $90 less than the cost to insure the fancier Grand Caravan SXT model, as shown in the table below.

Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Rates do not factor in Wisconsin location which can raise or lower coverage prices noticeably.

Finding a high-quality car insurance provider is hard considering how many choices there are in Wisconsin. The ranking information listed below could help you pick which insurers to look at when shopping around.

The rankings below are only comprised of companies that write coverage in many states, so companies that have a smaller presence will not be included in this list. If you’d like to compare prices from many more Wisconsin auto insurance companies, click here.

Top 10 Major Car Insurance Companies in Wisconsin Ranked by Value

1. USAA
2. GEICO
3. AAA Insurance
4. Erie Insurance
5. State Farm
6. Liberty Mutual
7. Safeco Insurance
8. Allstate
9. 21st Century
10. Travelers

Top 10 Major Car Insurance Companies Overall in Wisconsin

1. USAA
2. 21st Century
3. GEICO
4. Nationwide
5. AAA Insurance
6. Liberty Mutual
7. Safeco Insurance
8. State Farm
9. Travelers
10. American Family

Top Companies for Dodge Grand Caravan Insurance in Wisconsin

Illustration showing the impact of accidents and violations

The easiest method to receive the most affordable insurance prices in Wisconsin for a Grand Caravan is to be a cautious driver and avoid accidents and keep your driving record clean. The diagram below illustrates how violations and accident claims can influence car insurance rates for different age groups. The premiums are based on a single male driver, comprehensive and collision coverage, $250 deductibles, and no discounts are applied to the premium.

In the prior example, the average cost of a car insurance policy per year with no violations or accidents is $1,439. Factor in one speeding ticket and the average cost increases to $1,621, an increase of $182 each year. Now get one accident along with the one speeding ticket and the yearly cost of insurance for a Dodge Grand Caravan jumps again to an average of $2,129. That’s an increase of $690, or $57 per month, just for being a little careless behind the wheel!

The example below illustrates how your deductible choice can affect yearly insurance costs when getting quotes for cheap insurance for a Dodge Grand Caravan. The price estimates are based on a single female driver, comprehensive and collision coverage, and no discounts are applied.

The data above shows that a 50-year-old driver could reduce rates by $226 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $342 by switching to a $1,000 deductible. Even younger insureds, such as the 20-year-old chart data, could possibly save $570 annually just by choosing higher deductibles when buying full coverage. If you do raise deductibles, it’s a good idea to have enough spare savings to offset the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Does Geico, Progressive, State Farm, or Allstate have the cheapest car insurance?

When researching car insurance, some of the first companies to look at are Geico, Progressive, State Farm, and Allstate. If you put them all together, they insure over 45% of all policies written in the United States. The following table rates some of the ratings and options shoppers can expect to find with each one.