Who Has the Cheapest Car Insurance Quotes for Inexperienced Drivers in Florida?

When buying auto insurance for new drivers, one of the key things that auto insurance companies use when figuring rate quotes is your address. Areas that are densely populated or have higher claim frequency like Hialeah, Miami, and Miramar tend to have more expensive auto insurance rates, whereas areas that are not as densely populated have the benefit of the cheapest car insurance for inexperienced drivers in Florida.

The following table rates the most expensive areas in Florida for inexperienced drivers to buy car insurance in.

Table data uses approximated as the specific Florida residence address can decrease or increase auto insurance rates considerably.

The type of vehicle requiring insurance is one of the main factors when consumers are trying to find cheap coverage for inexperienced drivers. Vehicles with limited speed and performance, a great safety record, or a track record of few liability claims will cost substantially less to insure than fast, unsafe models.

The next list ranks insurance costs for the more afforable automobiles to insure.

Price data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Florida minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, claim-free, and multi-vehicle. Rate information does not factor in specific garaging location which can affect prices greatly.

Looking at the data, vehicles like the Ford Escape, Honda CR-V, Subaru Forester, Jeep Grand Cherokee, and Toyota RAV4 are likely to be a few of the most affordable vehicles to insure for new drivers.

Which auto insurance company is best?

If you want reliable auto insurance for new drivers in Florida, four companies to consider are Progressive, Geico, State Farm, and Allstate. Combined they make up over 48% of all policies written. The table below compares ratings and policy coverage options you can buy with each company.