Cheap Car Insurance Quotes for Safe Drivers in Arkansas

When buying insurance for good drivers, one of the key considerations that control the cost of insurance is where you call home in Arkansas. Areas with more people like El Dorado, Little Rock, and Benton are more likely to pay higher prices, whereas areas with less congestion tend to receive cheaper rates.

The next table ranks the higher priced cities in Arkansas for safe drivers to purchase a policy in.

Rates are estimated as the specific garaging location can modify coverage prices greatly.

Finding decent, low-priced car insurance is challenging, and finding out which companies offer the lowest-priced car insurance rates for safe drivers may require even more perseverance. Coverage prices will be a little bit lower than the average price in Arkansas, with the decrease attributed to the lower likelihood of claims that comes with selling coverage for good drivers. Competitive insurance should be easy to find from many preferred companies.

Each auto insurance company uses a slightly different approach for determining rates, so to begin we’ll rank the most budget-friendly car insurance companies in Arkansas. It’s important that readers know that Arkansas car insurance rates are impacted by many factors that may substantially change the cost of your policy. Price variation is why Arkansas drivers need to spend some time comparing rates to get affordable car insurance quotes for safe drivers. Insurance rates can be altered by many factors and can decrease or increase without notice, so the best company a year ago may now cost much more than other companies.

Best Auto Insurance Prices for Safe Drivers

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Auto Club normally has some of the cheapest car insurance rates in Arkansas at around $1,015 annually. USAA, Travelers, Southern Farm Bureau, and State Farm also are some of the most economical Arkansas insurance companies.

As the rates illustrate above, if you have coverage with State Farm and switched to USAA, you could realize yearly savings of upwards of $203. Drivers with Safeco could save as much as $244 a year, and Columbia Insurance customers might cut rates by $290 a year.

Understand that those rates are averages across all drivers and vehicles in Arkansas and do not take into consideration a price discount for safe drivers. So the car insurance company that has the cheapest rates for you may not even be included in the chart above. That illustrates why you need to get rate quotes using your own driver and vehicle profiles.

The model of vehicle that is being insured is one of the main factors when comparing quotes for economical car insurance for safe drivers. Vehicles with higher performance, a lack of safety features, or high incidents of liability claims will cost more to insure than more economical and safe models. The information below showcases insurance premiums for some of the cheaper automobiles to buy coverage for.

Data rating is based on married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, multi-policy, and claim-free. Premium amounts do not factor in specific location information which can decrease or increase premium rates greatly.

Prices based on married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, multi-vehicle, and claim-free. Price estimates do not factor in your specific Arkansas location which can change coverage prices substantially.

Table data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Price information does not factor in vehicle garaging location which can lower or raise auto insurance rates considerably.

State Farm, Allstate, Progressive, or Geico: Which is best?

If you’re looking for the best auto insurance for good drivers, four companies you’ll want quotes from are State Farm, Allstate, Progressive, and Geico. Combined they insure almost 50% of all vehicles in the U.S.. The table below ranks pricing and service ratings, plus some optional coverages that are available from each company.