Finding out which company has the best insurance rates for teenage females will require more time in order to find a policy that fits your budget. Each company has a proprietary formula to determine premium rates, so we’ll take a look at the insurance companies with the overall cheapest rates in Delaware.
Find Cheaper Auto Insurance for Teens
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $866 |
2 | Travelers | $1,084 |
3 | Nationwide | $1,292 |
4 | Atlantic States | $1,331 |
5 | Titan | $1,331 |
6 | California Casualty | $1,332 |
7 | Donegal Mutual | $1,497 |
8 | GEICO | $1,503 |
9 | National Grange Mutual | $1,579 |
10 | MetLife | $1,744 |
11 | Progressive | $1,781 |
12 | State Farm | $1,966 |
13 | Encompass | $2,049 |
14 | Allstate | $2,920 |
15 | Sentry | $3,625 |
16 | Liberty Mutual | $6,406 |
Find Your Rate Go |
USAA normally has some of the cheapest car insurance rates in Delaware at around $866 each year. Travelers, Nationwide, Atlantic States, and Titan also rank well as some of the lowest-priced Delaware insurance companies.
In the rate table above, if you currently buy coverage from Travelers and switched to USAA, you might achieve an annual premium reduction of around $218. Delaware drivers with Nationwide may save as much as $426 a year, and Atlantic States customers might lower prices by $465 a year.
Understand that those premium estimates are averages for all types of drivers and the different vehicles they drive and are not factoring in a price increase for teenage females. So the insurer that fits your age and vehicle best may not even be in the company chart above. That points out the importance of why you need to get car insurance quotes using your own specific driver and vehicle information.
The car, truck, or SUV on the policy is one of the main factors when comparing quotes for the cheapest auto insurance for teenage females in Delaware. Vehicles with high performance, poor crash test ratings, or a history of substantial liability claims will cost more to insure than more economical and safe models.
The next list illustrates auto insurance costs for the most cost-effective automobiles to insure in Delaware.
Make, Model, and Trim Level | Estimated Cost for Full Coverage |
---|---|
Honda CR-V LX 2WD | $4,221 |
Chevrolet Traverse LS 2WD | $4,262 |
Ford Escape XLT 4WD | $4,267 |
Toyota Prius | $4,568 |
Dodge Grand Caravan CV | $4,740 |
Ford F-150 STX Super Cab 4WD | $4,782 |
Subaru Forester X Limited Edition W/Navigation AWD | $4,876 |
Ford Focus S 4-Dr Sedan | $4,964 |
Honda Odyssey EX | $4,969 |
Toyota Sienna XLE | $5,005 |
Toyota RAV4 4WD | $5,014 |
Hyundai Tucson Limited 2WD | $5,005 |
Chevrolet Equinox LT AWD | $5,010 |
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Cost estimates assume single female driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Delaware minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in specific garaging location which can decrease or increase premium rates noticeably.
Looking at the data, vehicles like the Honda CR-V, Chevrolet Traverse, Ford Escape, Toyota Prius, and Dodge Grand Caravan will definitely be a few of the less-costly vehicles to insure for teen girls. Auto insurance rates will be higher anyway because of the fact that there is more exposure for teenage females, but overall those particular models will probably have the lowest insurance prices that you are likely to find.
One of the key considerations that impact a rate quote is where your car is garaged in Delaware. More densely populated places like Wilmington, Wilmington Manor, and Middletown tend to pay slightly more, whereas less populated areas benefit from lower coverage costs.
The information below rates the most expensive areas in Delaware for teenage females to purchase car insurance in.
Rank | City | Average Per Year |
---|---|---|
1 | Wilmington | $2,246 |
2 | New Castle | $2,205 |
3 | Wilmington Manor | $2,169 |
4 | Brookside | $2,142 |
5 | Middletown | $2,132 |
6 | Edgemoor | $2,120 |
7 | Newark | $2,085 |
8 | Claymont | $2,069 |
9 | Bear | $2,061 |
10 | Hockessin | $2,000 |
11 | Elsmere | $1,988 |
12 | Pike Creek | $1,902 |
13 | Smyrna | $1,835 |
14 | Highland Acres | $1,673 |
15 | Harrington | $1,660 |
16 | Dover | $1,658 |
17 | Laurel | $1,650 |
18 | Camden | $1,623 |
19 | Seaford | $1,606 |
20 | Milford | $1,601 |
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Table data uses estimated as the garaging address in Delaware can increase or decrease coverage rates significantly.
Choosing a good quality insurer can be rather challenging considering how many companies there are to choose from in Delaware. The company information shown below may help you pick which car insurance companies you want to consider comparing rate quotes with.
The ratings below are only made up of companies who write in the majority of U.S. states, so companies that only write business in Delaware or surrounding areas are not included in this list. If you’d like to compare prices and find the cheapest rates for teenage females, simply click here.